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Kiva Lender Saloni

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Location:
San Jose, CA, United States
Occupation:
Student & Kiva Media Officer (Kiva High School)
I loan because:
As a high school (now college!) student, I contribute to Kiva to help woman attain financial stability in developing countries. I also use the principles of economics to spread the risk of my lending portfolio. Using the profits from my own non-profit handicraft business and occasional birthday gifts, I have helped 353 women thus far. I focus on women with low socioeconomic status and need less than a $1000 loan. I lend the repaid money to other entrepreneurs, creating a perpetual cycle of giving and receiving. As a Kiva Officer, I'm helping to expand the Kiva High School program! Highlights of my Kiva portfolio ➢ 100% of loans to women ➢ Does not fund loans that promote gambling or alcoholism ➢ 353 loans funded in 28 countries ➢ Smaller amount for each loan to spread the risk and help more women ➢ Favors Kiva MFIs with a 4 or 5 star rating to minimize the risk of defaulted loans ➢ Focus on entrepreneurs from countries with low per capita income ➢ Focuses on loans funded in countries with less than 5,000 USD per capita income ➢ Most of my loans on Kiva request less than 1,000 USD Updated 5/11/13 Feel free to check out: An article PBS wrote about me! www.pbs.org/newshour/extra/speakout/us/july-dec12/Saloni_09-18.html The blog post Kiva wrote about me! www.kiva.org/blog/2010/03/25/lender-profile-young-lender-making.html My blog on economics: www.misseconomist.blogspot.com My business of handmade memory boards from which profits go directly to my KIva account: www.cherishbysaloni.webs.com
About me:
I'm just a student who has much more to learn :)
Check out:
http://www.misseconomist.blogspot.com
Member Since:
Apr 12, 2009
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Saloni's Loans

113-140 of 356 loans

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Saloni's Teams

Saloni's Invites

Showing 3 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female100.00%

Country

Distribution By Country
Country %
Ecuador14.33%
Paraguay14.04%
Philippines12.92%
Bolivia12.36%
Peru8.15%
Tajikistan7.58%
Kyrgyzstan5.34%
Mali3.09%
El Salvador3.09%
Ghana3.09%
Mexico2.25%
Dominican Republic2.25%
Kenya1.97%
Honduras1.69%
Nicaragua1.40%
Rwanda1.12%
Tanzania1.12%
Ukraine0.84%
Nigeria0.56%
Sierra Leone0.28%
Uganda0.28%
Senegal0.28%
Lebanon0.28%
Georgia0.28%
Mongolia0.28%
Pakistan0.28%
India0.28%
Guatemala0.28%
Afghanistan0.28%

Sector

Distribution By Sector
Sector %
Retail43.54%
Food22.19%
Clothing17.98%
Services6.18%
Agriculture5.90%
Arts2.25%
Personal Use0.56%
Health0.56%
Housing0.56%
Transportation0.28%

Partner

Distribution By Field Partner
Field Partner %
Fundación Paraguaya14.04%
Fundación ESPOIR13.48%
Pro Mujer Bolivia9.55%
Negros Women For Tomorrow Foundation, Inc. (NWTF)8.15%
CSC MDO "IMON International"5.06%
MCC Mol Bulak Finance LLC4.78%
Alalay Sa Kaunlaran, Inc. (ASKI)4.21%
Microfinanzas Prisma3.37%
Sinapi Aba Trust (SAT)3.09%
Apoyo Integral3.09%
Soro Yiriwaso, A Partner Of Save The Children3.09%
Manuela Ramos / CrediMUJER2.81%
MLO Humo And Partners2.25%
Esperanza International Dominican Republic, A Partner Of HOPE International2.25%
Fundación AgroCapital, A Partner Of ACDI/VOCA1.69%
CrediComun1.69%
Asociación Arariwa1.40%
Emprender1.12%
FAMA OPDF1.12%
SMEP - Deposit Taking Microfinance Limited0.84%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International0.84%
CEPRODEL0.84%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…0.84%
Sero Lease And Finance Ltd. (SELFINA)0.84%
HOPE Ukraine0.84%
VisionFund Mexico0.56%
Organizacion De Desarrollo Empresarial Femenino (ODEF)0.56%
León 2000 IMF0.56%
Banco D-MIRO S.A.0.56%
Bai Tushum & Partners0.56%
FINCA Peru0.56%
Community Economic Ventures, Inc. (CEVI), A Partner Of VisionFund International0.56%
Lift Above Poverty Organization (LAPO)0.56%
Urwego Opportunity Bank0.28%
UIMCEC, A Partner Of ChildFund International0.28%
Asasah0.28%
Ariana Financial Services Joint Stock Company (AFS), A Partner Of Mercy Corps0.28%
XacBank0.28%
Vitas. S.a.l.0.28%
Tujijenge Tanzania Ltd0.28%
MLF Microinvest, A Partner Of ACDI/VOCA0.28%
People`s Forum0.28%
Pearl Microfinance Limited0.28%
Cooperativa San Jose0.28%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International0.28%
Faulu Kenya0.28%
LLC Micro Finance Organization Credo0.28%
Asociación ASDIR0.28%

Saloni's Lending Activity by Country

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fundraising loans

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