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Location:
San Jose CA United States
Occupation:
Student & Kiva Intern
I loan because:
As a high school (now college!!) student, I contribute to Kiva to help woman attain financial stability in developing countries. I also use the principles of economics to spread the risk of my lending portfolio. Using the profits from my own non-profit handicraft business and occasional birthday gifts, I have helped 250 women thus far. I focus on women with low socioeconomic status and need less than a $1000 loan. I lend the repaid money to other entrepreneurs, creating a perpetual cycle of giving and receiving. As a Kiva Intern, I'm helping to expand the Kiva High School program!

Highlights of my Kiva portfolio
➢ 100% of loans to women
➢ Does not fund loans that promote gambling or alcoholism
➢ 250 loans funded in 26 countries
➢ Smaller amount for each loan to spread the risk and help more women
➢ Favors Kiva MFIs with a 4 or 5 star rating to minimize the risk of defaulted loans
➢ Focus on entrepreneurs from countries with low per capita income
➢ Focuses on loans funded in countries with less than 5,000 USD per capita income
➢ Most of my loans on Kiva request less than 1,000 USD

Updated 4/15/12!

Feel free to check out:

The blog post Kiva wrote about me! www.kiva.org/blog/2010/03/25/lender-profile-young-lender-making.html

My blog on economics:
www.misseconomist.blogspot.com

My business of handmade memory boards from which profits go directly to my KIva account:
www.cherishbysaloni.webs.com

About me:
I'm just a student who has much more to learn :)
Check out:
http://www.misseconomist.blogspot.com
Member Since:
Apr 12, 2009
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Saloni's Loans

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1-28 of 252 loans

  • Mastura
    Clothing Sales
    Tajikistan
    Paying back
    0% repaid
  • Emilda
    Personal Products Sales
    Philippines
    Paying back
    20% repaid
  • Ma. Mae
    General Store
    Philippines
    Paying back
    24% repaid
  • Mahbuba
    Shoe Sales
    Tajikistan
    Paying back
    0% repaid
  • Sheila Marie
    General Store
    Philippines
    Paying back
    28% repaid
  • Angeles
    Food Production/Sales
    Philippines
    Paying back
    28% repaid
  • Unidas Group
    Food Production/Sales
    Paraguay
    Paying back
    62% repaid
  • Gulnora
    Clothing Sales
    Tajikistan
    Paying back
    15% repaid
  • Sharifakhon
    Shoe Sales
    Tajikistan
    Paying back
    15% repaid
  • Jesil
    General Store
    Philippines
    Paying back
    34% repaid
  • Cresenciana
    General Store
    Philippines
    Paying back
    44% repaid
  • Luz Elvira
    Clothing Sales
    Ecuador
    Paying back
    41% repaid
  • Ligaya
    Clothing Sales
    Philippines
    Paying back
    32% repaid
  • Mujeres Trabajadoras Group
    Retail
    Paraguay
    Paying back
    66% repaid
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Saloni's Teams

Saloni's Invites

3 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female100.00%

Country

Distribution By Country
Country %
Ecuador13.89%
Paraguay13.49%
Peru11.51%
Bolivia11.11%
Philippines9.52%
Kyrgyzstan6.75%
Tajikistan6.35%
Ghana4.37%
Mali4.37%
Dominican Republic3.17%
Mexico3.17%
Nicaragua1.98%
Tanzania1.59%
Kenya1.59%
Rwanda1.19%
Ukraine1.19%
Nigeria0.79%
El Salvador0.79%
Uganda0.40%
Sierra Leone0.40%
Mongolia0.40%
Guatemala0.40%
Lebanon0.40%
Afghanistan0.40%
Pakistan0.40%
Senegal0.40%

Sector

Distribution By Sector
Sector %
Retail43.65%
Food21.03%
Clothing18.65%
Services6.75%
Agriculture5.16%
Arts2.78%
Housing0.79%
Personal Use0.40%
Health0.40%
Transportation0.40%

Partner

Distribution By Field Partner
Field Partner %
Fundación ESPOIR13.89%
Fundación Paraguaya13.49%
Pro Mujer Bolivia7.14%
MCC Mol Bulak Finance LLC6.75%
IMON International5.56%
Alalay Sa Kaunlaran, Inc. (ASKI)4.76%
Microfinanzas Prisma4.76%
Soro Yiriwaso, A Partner Of Save The Children4.37%
Sinapi Aba Trust (SAT)4.37%
Negros Women For Tomorrow Foundation, Inc. (NWTF)3.97%
Manuela Ramos / CrediMUJER3.97%
Esperanza International Dominican Republic, A Partner Of HOPE International3.17%
Fundación AgroCapital, A Partner Of ACDI/VOCA2.38%
CrediComun2.38%
Asociación Arariwa1.98%
Emprender1.59%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International1.19%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…1.19%
Sero Lease And Finance Ltd. (SELFINA)1.19%
HOPE Ukraine, A Partner Of HOPE International1.19%
CEPRODEL1.19%
Fundacion Realidad A.C (FRAC), A Partner Of World Vision International0.79%
Apoyo Integral0.79%
Community Economic Ventures, Inc. (CEVI), A Partner Of VisionFund International0.79%
Lift Above Poverty Organization (LAPO)0.79%
Fundación León 20000.79%
FINCA Peru0.79%
Tujijenge Tanzania Ltd0.40%
UIMCEC, A Partner Of ChildFund International0.40%
Ariana Financial Services Joint Stock Company (AFS), A Partner Of Mercy Corps0.40%
Ameen S.a.l.0.40%
XacBank0.40%
Pearl Microfinance Limited0.40%
MLF Microinvest, A Partner Of ACDI/VOCA0.40%
Faulu Kenya0.40%
MLO Humo And Partners0.40%
Asociación ASDIR0.40%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International0.40%
Asasah, A Partner Of Save The Children0.40%