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Location:
Dundee, Angus, United Kingdom
I loan because:
What is $25 worth to me? It is 11 weeks of buying a tv guide when I can get the information for free on the internet. It is 7 days of parking tickets when I drive my car to work instead of walking there in 20 minutes. It is 6 days of buying lunch instead of getting up ten minutes earlier in the morning and making lunch at home to take with me for a fraction of the cost. It is 2 books when I can borrow them from the library for free. It is 2 dvds when I have too many already. It is 1 computer game when I should interact more with people and less with electronics. It is 1 take away pizza when I have food in the house that will probably go out of date before it is eaten. It is 1 month of what I spend on chocolate. I am lucky, I have a good paying job and little financial commitments. I can buy the food I want, I live in a secure environment, I have a comfortable home. I can give up the above luxuries and invest the money in someone who has not had the opportunities, the advantages and benefits that I have had. It will not alter my life that much, and it will make me a better, healthier and more sociable person.
About me:
I work for a university recruiting students and looking at applications.
Member Since:
Dec 21, 2008
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Ricki's Loans

85-112 of 1562 loans

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Ricki's Teams

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female51.28%
Male48.72%

Country

Distribution By Country
Country %
Palestine4.99%
Sierra Leone4.23%
Peru4.03%
Ukraine3.97%
Samoa3.59%
Mongolia3.46%
Philippines3.33%
Dominican Republic3.01%
Lebanon2.94%
Armenia2.75%
Ecuador2.62%
Cambodia2.62%
Iraq2.50%
Paraguay2.50%
Uganda2.30%
Liberia2.30%
Guatemala2.24%
Jordan2.24%
Tajikistan2.11%
Mali2.05%
The Democratic Republic Of The Congo2.05%
El Salvador1.98%
Tanzania1.92%
Mexico1.86%
Bolivia1.86%
Nicaragua1.66%
Senegal1.60%
Colombia1.60%
Georgia1.54%
Kenya1.47%
Viet Nam1.41%
Rwanda1.41%
Togo1.41%
Kyrgyzstan1.41%
Burundi1.41%
South Sudan1.34%
Mozambique1.22%
Yemen1.15%
Ghana1.09%
Benin1.02%
Chile0.96%
Costa Rica0.96%
Indonesia0.96%
Azerbaijan0.90%
Kosovo0.83%
Congo0.77%
Honduras0.64%
Haiti0.64%
Zambia0.58%
Zimbabwe0.58%
Pakistan0.38%
India0.38%
Albania0.26%
United States0.19%
Israel0.19%
Burkina Faso0.19%
Moldova0.19%
Cameroon0.06%
Nigeria0.06%
Afghanistan0.06%

Sector

Distribution By Sector
Sector %
Retail30.47%
Food21.06%
Agriculture13.51%
Clothing10.56%
Services8.19%
Housing5.76%
Transportation3.65%
Personal Use1.79%
Construction1.66%
Education1.54%
Manufacturing0.58%
Health0.45%
Arts0.38%
Wholesale0.32%
Entertainment0.06%

Partner

Distribution By Field Partner
Field Partner %
Palestine For Credit & Development (FATEN)4.23%
HOPE Ukraine3.84%
Esperanza International Dominican Republic, A Partner Of HOPE International3.65%
South Pacific Business Development (SPBD)3.59%
Association For Rural Development (ARD)2.75%
Fundación Paraguaya2.50%
National Microfinance Bank2.18%
CHF International Access To Credit Services Initiatives (ACSI) Iraq2.18%
Soro Yiriwaso, A Partner Of Save The Children2.05%
Nor Horizon Universal Credit Organization Limited Liability Company1.98%
Tujijenge Tanzania Ltd1.86%
Fundación ESPOIR1.79%
XacBank1.73%
Vitas. S.a.l.1.54%
Credit Mongol1.54%
LLC Micro Finance Organization Credo1.54%
Turame Community Finance, A Partner Of World Relief And HOPE International1.41%
Al Majmoua Lebanese Association For Development1.41%
Asociación ASDIR1.34%
BRAC Liberia Microfinance Company Limited1.28%
Women And Associations For Gain Both Economic And Social (WAGES)1.28%
Fundación Mario Santo Domingo (FMSD)1.28%
Hluvuku-Adsema1.22%
Pearl Microfinance Limited1.22%
CAURIE Microfinance, A Partner Of Catholic Relief Services1.22%
Al-Amal Microfinance Bank1.15%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International1.15%
Asociación Arariwa1.15%
Hekima, A Partner Of World Relief1.09%
PADECOMSM1.09%
AMK (Angkor Microfinance Kampuchea)1.09%
CSC MDO "IMON International"1.02%
Local Enterprise Assistance Program (LEAP), A Partner Of World Hope International And World Relief1.02%
HOPE DRC, A Partner Of HOPE International0.96%
Alidé0.96%
Gata Daku Multi-purpose Cooperative (GDMPC)0.96%
Fondo Esperanza0.96%
Finance Sudan Limited0.96%
MLO Humo And Partners0.90%
Apoyo Integral0.83%
KosInvest0.83%
HOPE Congo S.A.0.77%
FAPE0.77%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…0.77%
Ryada0.77%
MCC Mol Bulak Finance LLC0.77%
SEF International UCO LLC, A Partner Of World Vision International0.77%
EDAPROSPO0.77%
Credituyo0.77%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children0.70%
ADIM (Asociación Alternativa Para El Desarrollo Integral De Las Mujeres)0.70%
Bai Tushum & Partners0.64%
Microfinanzas Prisma0.64%
Alalay Sa Kaunlaran, Inc. (ASKI)0.64%
Caja Rural Señor De Luren0.64%
EDESA0.64%
HOFOKAM Ltd., A Partner Of Catholic Relief Services0.64%
Prisma Honduras, S.A.0.58%
Pro Mujer Bolivia0.58%
KREDIT Ltd.0.58%
SEDA0.58%
MicroKing Finance0.58%
CrediComun0.58%
Zoona0.58%
VisionFund Mexico0.51%
Cooperativa San Jose0.51%
Negros Women For Tomorrow Foundation, Inc. (NWTF)0.51%
Urwego Opportunity Bank0.51%
Emprender0.51%
Fundación AgroCapital, A Partner Of ACDI/VOCA0.51%
Komak Credit Union0.45%
Aqroinvest Credit Union0.45%
Amasezerano Community Banking S.A.0.45%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International0.45%
Sinapi Aba Trust (SAT)0.45%
Christian Rural Aid Network (CRAN)0.45%
Center For Community Transformation Credit Cooperative (CCT)0.45%
Mahashakti Foundation0.38%
Asasah0.38%
Capital Aid Fund For Employment Of The Poor (CEP)0.38%
BRAC South Sudan0.38%
Koperasi Mitra Usaha Kecil (MUK)0.38%
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)0.38%
UIMCEC, A Partner Of ChildFund International0.38%
FINCA Peru0.38%
Fund For Thanh Hoa Poor Women (FPW)0.32%
Micro Credit For Development And Transformation SACCO (MCDT SACCO)0.32%
CEPRODEL0.32%
Banco D-MIRO S.A.0.32%
BRAC Sierra Leone Microfinance Company Limited0.32%
Interactuar0.32%
León 2000 IMF0.32%
Tanaoba Lais Manekat Foundation (TLM)0.32%
Al-Thiqa Organization0.26%
VisionFund Albania0.26%
Edpyme Alternativa0.26%
FUDECOSUR0.26%
MAXIMA Mikroheranhvatho0.26%
VisionFund Indonesia0.19%
Transcapital0.19%
ID Ghana0.19%
Manuela Ramos / CrediMUJER0.19%
Micro Start/AFD0.19%
Koret Israel Economic Development Funds (KIEDF)0.19%
Community Economic Ventures, Inc. (CEVI), A Partner Of VisionFund International0.19%
AFODENIC0.19%
Microinvest0.19%
IMPRO0.19%
Milango Financial Services0.19%
Faulu Kenya0.13%
Paglaum Multi-Purpose Cooperative (PMPC)0.13%
TYM Fund0.13%
BRAC Uganda0.13%
ADICLA0.13%
Agro Capital Management LLC0.13%
SMEP - Deposit Taking Microfinance Limited0.13%
Accion East And Online0.13%
MDO Arvand, LLC0.13%
Ariana Financial Services Joint Stock Company (AFS), A Partner Of Mercy Corps0.06%
Organizacion De Desarrollo Empresarial Femenino (ODEF)0.06%
CIDRE0.06%
MiCredito0.06%
Ahon Sa Hirap, Inc. (ASHI)0.06%
Microfund Togo0.06%
ACEP Cameroun0.06%
Youth Self Employment Foundation (YOSEFO)0.06%
Yehu Microfinance Trust0.06%
MLF Microinvest, A Partner Of ACDI/VOCA0.06%
Relief International Microfinance Iraq0.06%
FECECAV0.06%
Strathmore University0.06%
ADEPHCA0.06%
Nazava Water Filters0.06%
Lift Above Poverty Organization (LAPO)0.06%
Tamweelcom0.06%
Opportunity Fund0.06%
One Acre Fund0.06%
Finadev Benin0.06%
Fundacion Campo0.06%
Fundacion Mujer0.06%
K-Met Savings And Credit Cooperative Ltd0.06%

Ricki's Lending Activity by Country

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