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Kiva Lender Ray

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Location:
Tempe, AZ, United States
Occupation:
Computer Engineer
I loan because:
I like the idea of helping others make their dreams come true.
About me:
I help hospitals and companies manage their customer data.
Member Since:
Apr 11, 2007
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Ray's Loans

29-56 of 194 loans

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Ray's Teams

  • IBM

    IBM

    Businesses
    2,347 loans

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female50.52%
Male49.48%

Country

Distribution By Country
Country %
Mexico5.15%
United States5.15%
Lebanon5.15%
Azerbaijan4.12%
Cambodia3.61%
Tajikistan3.61%
Nicaragua3.09%
Philippines3.09%
Ecuador2.58%
Mongolia2.58%
Peru2.58%
El Salvador2.58%
Georgia2.06%
Jordan2.06%
Bolivia2.06%
Honduras2.06%
Uganda2.06%
Kenya2.06%
Paraguay2.06%
Colombia2.06%
Yemen1.55%
Palestine1.55%
Rwanda1.55%
Ukraine1.55%
Sierra Leone1.55%
Kyrgyzstan1.55%
Costa Rica1.55%
Armenia1.55%
Benin1.55%
Guatemala1.55%
Iraq1.55%
Dominican Republic1.55%
Israel1.03%
Senegal1.03%
Timor-Leste1.03%
Togo1.03%
Burundi1.03%
Ghana1.03%
Pakistan1.03%
Indonesia1.03%
Zimbabwe1.03%
Kosovo1.03%
Liberia1.03%
Tanzania1.03%
Mozambique1.03%
Haiti1.03%
Viet Nam1.03%
The Democratic Republic Of The Congo0.52%
Burkina Faso0.52%
Congo0.52%
India0.52%
Mali0.52%
Albania0.52%
Cote D`Ivoire0.52%
Samoa0.52%
South Sudan0.52%
South Africa0.52%
Chile0.52%
Cameroon0.52%

Sector

Distribution By Sector
Sector %
Retail26.80%
Clothing17.53%
Food14.43%
Services9.28%
Housing8.76%
Transportation7.73%
Agriculture6.70%
Personal Use3.09%
Construction2.06%
Arts1.03%
Wholesale1.03%
Entertainment0.52%
Education0.52%
Manufacturing0.52%

Partner

Distribution By Field Partner
Field Partner %
Vitas. S.a.l.4.12%
Credituyo3.61%
AFODENIC2.58%
Aqroinvest Credit Union2.06%
Accion East And Online2.06%
LLC Micro Finance Organization Credo2.06%
MAXIMA Mikroheranhvatho2.06%
Esperanza International Dominican Republic, A Partner Of HOPE International2.06%
Fundación Paraguaya2.06%
MLO Humo And Partners2.06%
Banco D-MIRO S.A.1.55%
Palestine For Credit & Development (FATEN)1.55%
Caja Rural Señor De Luren1.55%
HOPE Ukraine1.55%
Fundación Mario Santo Domingo (FMSD)1.55%
Bai Tushum & Partners1.55%
Credit Mongol1.55%
Prisma Microfinance1.55%
Association For Rural Development (ARD)1.55%
Al-Amal Microfinance Bank1.55%
PADECOMSM1.55%
Komak Credit Union1.55%
ACCION Texas Inc.1.55%
Asociación ASDIR1.55%
Opportunity Fund1.03%
National Microfinance Bank1.03%
MicroKing Finance1.03%
Nor Horizon Universal Credit Organization Limited Liability Company1.03%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children1.03%
Pearl Microfinance Limited1.03%
Paglaum Multi-Purpose Cooperative (PMPC)1.03%
Koret Israel Economic Development Funds (KIEDF)1.03%
Hluvuku-Adsema1.03%
FUDECOSUR1.03%
KosInvest1.03%
Gata Daku Multi-purpose Cooperative (GDMPC)1.03%
Tamweelcom1.03%
BRAC Liberia Microfinance Company Limited1.03%
Urwego Opportunity Bank1.03%
BRAC Uganda1.03%
CHF International Access To Credit Services Initiatives (ACSI) Iraq1.03%
Asasah1.03%
Apoyo Integral1.03%
XacBank1.03%
Al Majmoua Lebanese Association For Development1.03%
Alidé1.03%
Alternativa Solidaria Chiapas (AlSol)1.03%
Turame Community Finance, A Partner Of World Relief And HOPE International1.03%
UIMCEC, A Partner Of ChildFund International1.03%
Faulu Kenya1.03%
Emprender1.03%
Tuba Rai Metin1.03%
CSC MDO "IMON International"1.03%
Novica0.52%
SEF International UCO LLC, A Partner Of World Vision International0.52%
VisionFund Indonesia0.52%
Norwegian Microcredit LLC (Normicro)0.52%
Women And Associations For Gain Both Economic And Social (WAGES)0.52%
Soro Yiriwaso, A Partner Of Save The Children0.52%
SMEP - Deposit Taking Microfinance Limited0.52%
Pro Mujer Bolivia0.52%
Prisma Honduras, S.A.0.52%
TYM Fund0.52%
South Pacific Business Development (SPBD)0.52%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International0.52%
Tujijenge Tanzania Ltd0.52%
VisionFund Albania0.52%
Relief International Microfinance Iraq0.52%
Hekima, A Partner Of World Relief0.52%
Christian Rural Aid Network (CRAN)0.52%
CEPRODEL0.52%
CIDRE0.52%
Cooperativa San Jose0.52%
FECECAV0.52%
EDESA0.52%
Center For Community Transformation Credit Cooperative (CCT)0.52%
BRAC Tanzania0.52%
Admic Nacional0.52%
ACEP Cameroun0.52%
Advans Côte D`Ivoire0.52%
Alalay Sa Kaunlaran, Inc. (ASKI)0.52%
Asociación Arariwa0.52%
ASI Federal Credit Union0.52%
Finadev Benin0.52%
Finance Sudan Limited0.52%
KREDIT Ltd.0.52%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…0.52%
Maharishi Education For Invincibility Trust0.52%
Mahashakti Foundation0.52%
Micro Start/AFD0.52%
MDO Arvand, LLC0.52%
Interactuar0.52%
ID Ghana0.52%
Fund For Thanh Hoa Poor Women (FPW)0.52%
Fondo Esperanza0.52%
Fundacion Alternativa0.52%
Fundación San Miguel Arcángel, Inc. (FSMA)0.52%
HOPE Congo S.A.0.52%
Microfinanzas Prisma0.52%

Ray's Lending Activity by Country

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