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Kiva Lender Ray

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Location:
Tempe, AZ, United States
Occupation:
Computer Engineer
I loan because:
I like the idea of helping others make their dreams come true.
About me:
I help hospitals and companies manage their customer data.
Member Since:
Apr 11, 2007
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Ray's Loans

1-28 of 187 loans

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Ray's Teams

  • IBM

    IBM

    Businesses
    2,259 loans

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Male50.27%
Female49.73%

Country

Distribution By Country
Country %
United States5.35%
Mexico5.35%
Lebanon5.35%
Azerbaijan4.28%
Cambodia3.74%
Tajikistan3.74%
Nicaragua3.21%
Philippines3.21%
Ecuador2.67%
Mongolia2.67%
El Salvador2.67%
Peru2.67%
Jordan2.14%
Uganda2.14%
Paraguay2.14%
Kenya2.14%
Honduras2.14%
Georgia2.14%
Bolivia2.14%
Colombia2.14%
Rwanda1.60%
Benin1.60%
Armenia1.60%
Kyrgyzstan1.60%
Costa Rica1.60%
Dominican Republic1.60%
Ukraine1.60%
Palestine1.60%
Iraq1.60%
Sierra Leone1.60%
Yemen1.60%
Zimbabwe1.07%
Senegal1.07%
Tanzania1.07%
Togo1.07%
Liberia1.07%
Haiti1.07%
Pakistan1.07%
Guatemala1.07%
Ghana1.07%
Burundi1.07%
Israel1.07%
Indonesia1.07%
Mozambique1.07%
Kosovo1.07%
Congo0.53%
Viet Nam0.53%
Burkina Faso0.53%
Mali0.53%
Samoa0.53%
South Sudan0.53%
India0.53%
The Democratic Republic Of The Congo0.53%
South Africa0.53%
Albania0.53%

Sector

Distribution By Sector
Sector %
Retail26.74%
Clothing17.11%
Food14.44%
Services9.63%
Housing9.09%
Transportation8.02%
Agriculture5.88%
Personal Use3.21%
Construction2.14%
Arts1.07%
Wholesale1.07%
Entertainment0.53%
Education0.53%
Manufacturing0.53%

Partner

Distribution By Field Partner
Field Partner %
Vitas. S.a.l.4.28%
Credituyo3.74%
AFODENIC2.67%
MLO Humo And Partners2.14%
Aqroinvest Credit Union2.14%
LLC Micro Finance Organization Credo2.14%
Esperanza International Dominican Republic, A Partner Of HOPE International2.14%
Fundación Paraguaya2.14%
Accion East And Online2.14%
MAXIMA Mikroheranhvatho2.14%
Fundación Mario Santo Domingo (FMSD)1.60%
Caja Rural Señor De Luren1.60%
Komak Credit Union1.60%
HOPE Ukraine1.60%
Banco D-MIRO S.A.1.60%
Credit Mongol1.60%
PADECOMSM1.60%
Bai Tushum & Partners1.60%
Prisma Microfinance1.60%
Al-Amal Microfinance Bank1.60%
ACCION Texas Inc.1.60%
Association For Rural Development (ARD)1.60%
Palestine For Credit & Development (FATEN)1.60%
UIMCEC, A Partner Of ChildFund International1.07%
Urwego Opportunity Bank1.07%
XacBank1.07%
Gata Daku Multi-purpose Cooperative (GDMPC)1.07%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children1.07%
Koret Israel Economic Development Funds (KIEDF)1.07%
KosInvest1.07%
Paglaum Multi-Purpose Cooperative (PMPC)1.07%
Nor Horizon Universal Credit Organization Limited Liability Company1.07%
Opportunity Fund1.07%
National Microfinance Bank1.07%
MicroKing Finance1.07%
Tamweelcom1.07%
Pearl Microfinance Limited1.07%
Turame Community Finance, A Partner Of World Relief And HOPE International1.07%
Hluvuku-Adsema1.07%
Asociación ASDIR1.07%
BRAC Liberia Microfinance Company Limited1.07%
CHF International Access To Credit Services Initiatives (ACSI) Iraq1.07%
Asasah1.07%
Apoyo Integral1.07%
Al Majmoua Lebanese Association For Development1.07%
Alidé1.07%
Alternativa Solidaria Chiapas (AlSol)1.07%
CSC MDO "IMON International"1.07%
BRAC Uganda1.07%
Emprender1.07%
Faulu Kenya1.07%
FUDECOSUR1.07%
SMEP - Deposit Taking Microfinance Limited0.53%
Soro Yiriwaso, A Partner Of Save The Children0.53%
South Pacific Business Development (SPBD)0.53%
SEF International UCO LLC, A Partner Of World Vision International0.53%
FECECAV0.53%
Prisma Honduras, S.A.0.53%
Finadev Benin0.53%
Pro Mujer Bolivia0.53%
Relief International Microfinance Iraq0.53%
Fundación San Miguel Arcángel, Inc. (FSMA)0.53%
VisionFund Albania0.53%
VisionFund Indonesia0.53%
Women And Associations For Gain Both Economic And Social (WAGES)0.53%
Admic Nacional0.53%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International0.53%
Alalay Sa Kaunlaran, Inc. (ASKI)0.53%
ASI Federal Credit Union0.53%
TYM Fund0.53%
Finance Sudan Limited0.53%
Tujijenge Tanzania Ltd0.53%
Hekima, A Partner Of World Relief0.53%
CIDRE0.53%
Maharishi Education For Invincibility Trust0.53%
Mahashakti Foundation0.53%
Christian Rural Aid Network (CRAN)0.53%
KREDIT Ltd.0.53%
Cooperativa San Jose0.53%
Interactuar0.53%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…0.53%
EDESA0.53%
MDO Arvand, LLC0.53%
Micro Start/AFD0.53%
Norwegian Microcredit LLC (Normicro)0.53%
Novica0.53%
BRAC Tanzania0.53%
ID Ghana0.53%
Fundacion Alternativa0.53%
Center For Community Transformation Credit Cooperative (CCT)0.53%
Microfinanzas Prisma0.53%
HOPE Congo S.A.0.53%
CEPRODEL0.53%
Asociación Arariwa0.53%

Ray's Lending Activity by Country

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