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Location:
Everywhere Earth Vanuatu
Occupation:
website magician
I loan because:
I like that in Kiva money circulates and helps many people over and over again. I have committed to "1 loan a day" plan and have stuck with it since 1/1/10 hoping one day to turn this into a life-changing self-sustaining perpetually-lending money circulation machine.

19/10/11 update: It just hit me that I am lending at a rate of 2+loans per day (70+/month). Seems I need to raise the plank and turn it into 3 loans/day by the start of 2012. I will also hit 1000 loans mark right about that time too so it will be a major milestone. Also with now a little of $6k in the account, I made $20k worth of loans. If anyone else needs convincing of the magic of Kiva, I don't know what else to say.

1/1/11 update: This has turned into a life-changing self-sustaining perpetually-lending money circulation machine much sooner than I thought! As of the start of this year I do not need to put in any more money into kiva and with the balance of only $5600 I relend my repayments at a rate of just over 1 loan a day. Yeepeee!!

Next goal for the end of 2011 (taking advantage of the "estimated repayment" stats page) to have enough money in kiva so that estimated repayments over the next 3 months total my minimum living expenses (aka "rainy day fund"). So instead of the fat banks getting even fatter off my savings Kiva entrepreneurs can put food on their family's tables. Yeehaa!
About me:
Blissed-out meditating motorbike riding raw food vagabond philosopher yogi

work? what work?.. I run a web design company and I am also a professional house guest. I have no home or lots of homes around the world, depending on how you look at it.
Check out:
http://www.polinet.com.au
Member Since:
Dec 29, 2009
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Polina's Loans

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Polina's Teams

Polina's Invites

6 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female65.71%
Male34.29%

Country

Distribution By Country
Country %
Ecuador14.12%
Peru13.03%
Philippines8.69%
Paraguay6.13%
Ukraine6.13%
Mexico5.20%
Bolivia4.03%
Tanzania3.96%
Mongolia3.72%
Tajikistan3.34%
Pakistan3.03%
Afghanistan2.95%
Kyrgyzstan2.87%
Azerbaijan2.79%
Kenya2.72%
Uganda2.56%
Rwanda2.02%
Dominican Republic2.02%
Nicaragua1.63%
Senegal1.47%
Armenia1.09%
Cambodia1.01%
Lebanon0.93%
Chile0.78%
El Salvador0.62%
Mali0.54%
Liberia0.47%
Honduras0.39%
Togo0.31%
Iraq0.31%
Nigeria0.23%
Colombia0.16%
Viet Nam0.16%
Georgia0.16%
United States0.08%
Guatemala0.08%
Burundi0.08%
Sierra Leone0.08%
Palestine0.08%
Costa Rica0.08%

Sector

Distribution By Sector
Sector %
Retail32.35%
Food20.02%
Agriculture16.99%
Clothing12.96%
Services7.99%
Transportation3.34%
Personal Use1.71%
Construction1.55%
Arts1.09%
Housing1.09%
Manufacturing0.54%
Health0.16%
Entertainment0.16%
Education0.08%

Partner

Distribution By Field Partner
Field Partner %
Fundación ESPOIR10.55%
Fundación Paraguaya6.13%
HOPE Ukraine, A Partner Of HOPE International6.13%
Tujijenge Tanzania Ltd3.96%
Alalay Sa Kaunlaran, Inc. (ASKI)3.88%
Asociación Arariwa3.80%
Microfinanzas Prisma3.34%
Fundacion Realidad A.C (FRAC), A Partner Of World Vision International3.18%
Negros Women For Tomorrow Foundation, Inc. (NWTF)3.03%
Asasah, A Partner Of Save The Children3.03%
Ariana Financial Services Joint Stock Company (AFS), A Partner Of Mercy Corps2.95%
Cooperativa San Jose2.79%
XacBank2.64%
MCC Mol Bulak Finance LLC2.48%
EDAPROSPO2.40%
Esperanza International Dominican Republic, A Partner Of HOPE International2.02%
Pro Mujer Bolivia1.86%
CrediComun1.78%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…1.78%
Pearl Microfinance Limited1.71%
IMON International1.71%
MLO Humo And Partners1.55%
Manuela Ramos / CrediMUJER1.47%
FINCA Peru1.47%
Emprender1.47%
Komak Credit Union1.47%
Aqroinvest Credit Union1.32%
CAURIE Microfinance, A Partner Of Catholic Relief Services1.32%
Center For Community Transformation Credit Cooperative (CCT)0.93%
Nor Horizon Universal Credit Organization Limited Liability Company0.85%
Amasezerano Community Banking S.A.0.85%
Fondo Esperanza0.78%
Urwego Opportunity Bank Of Rwanda (UOB), A Partner Of World Relief, HOPE International, And…0.78%
Fundación León 20000.78%
Credit Mongol LLC0.78%
HOFOKAM Ltd., A Partner Of Catholic Relief Services0.62%
Banco D-MIRO S.A.0.62%
ADIM (Asociación Alternativa Para El Desarrollo Integral De Las Mujeres)0.54%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children0.54%
Al Majmoua Lebanese Association For Development0.54%
Soro Yiriwaso, A Partner Of Save The Children0.54%
Faulu Kenya0.54%
Edpyme Alternativa0.47%
Local Enterprise Assistance Program (LEAP), A Partner Of World Hope International And World Relief0.47%
IMPRO0.47%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International0.39%
Ameen S.a.l.0.39%
Bai Tushum & Partners0.39%
Gata Daku Multi-purpose Cooperative (GDMPC)0.39%
CHF International Access To Credit Services Initiatives (ACSI) Iraq0.31%
AMK (Angkor Microfinance Kampuchea)0.31%
PADECOMSM0.31%
SMEP Deposit Taking Microfinance Limited0.31%
FAMA OPDF0.31%
Transcapital Company Ltd.0.31%
Women And Associations For Gain Both Economic And Social (WAGES)0.23%
Lift Above Poverty Organization (LAPO)0.23%
AFODENIC0.23%
SEF International UCO LLC, A Partner Of World Vision International0.23%
Credituyo0.23%
UIMCEC, A Partner Of ChildFund International0.16%
SEDA0.16%
Apoyo Integral0.16%
BRAC Uganda0.16%
KREDIT Ltd.0.16%
Fundacion Campo0.16%
Fundación AgroCapital, A Partner Of ACDI/VOCA0.16%
LLC Micro Finance Organization Credo0.16%
Interactuar0.16%
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)0.16%
Community Economic Ventures, Inc. (CEVI), A Partner Of VisionFund International0.16%
Fundacion Alternativa0.08%
Turame Community Finance, A Partner Of World Relief And HOPE International0.08%
Ahon Sa Hirap, Inc. (ASHI)0.08%
Yehu Microfinance Trust0.08%
FECECAV0.08%
FAPE0.08%
FODEMI, A Partner Of World Vision International0.08%
FUDECOSUR0.08%
CIDRE0.08%
Association For Rural Development (ARD)0.08%
MDO Arvand, LLC0.08%
Micro Credit For Development And Transformation SACCO (MCDT SACCO)0.08%
ASI Federal Credit Union0.08%
Paglaum Multi-Purpose Cooperative (PMPC)0.08%
Prisma Honduras, S.A.0.08%
Caja Rural Señor De Luren0.08%
Palestine For Credit & Development (FATEN)0.08%
MiCredito0.08%