Kiva Lender: Joana Nicolau

Location: Portela, Lisboa Portugal
Occupation: Tax Consultant (consultora fiscal)
I loan because: I'm increasingly disappointed with regular "humanitarian" organizations that spend all donations on structural costs and leave little for the people they're supposed to help. I want to make a REAL diference.
About me: I'm a tax consultant, I do market research and financial analysis in order to advise companies on the best tax policies.
Check out: nicolau.livejournal.com
Member Since: Oct 28, 2008


Joana Nicolau's Loans

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10 loans
Naghma Muhammad Siddique Group
Rickshaw, Pakistan
Paying Back
0% repaid
Mrs. Samorn Sorn Village Bank Group
Grocery Store, Cambodia
Paying Back
0% repaid
Semilla Group
Retail, Bolivia
Paying Back
36% repaid
Cate Sekirime's Group
Beauty Salon, Uganda
Paying Back
44% repaid
Rose Mutesi's Group
General Store, Uganda
Paying Back
69% repaid
Mariam Coulibaly
Clothing Sales, Mali
Paying Back
83% repaid
Abena Ntiriwaa
Food Market, Ghana
Paid Back
100% repaid
Ruth Brasbey
Used Clothing, Ghana
Paid Back
100% repaid
Girasoles Group
Retail, Bolivia
Paid Back
100% repaid
Bakyala Kwekulakulanya Women's Group 1
Liquor Store / Off-License, Uganda
Paid Back
100% repaid

  



Joana Nicolau's Teams


Deloitte
Businesses
21 Members

HipHop
Common Interest
5 Members

Portugal
Local Area
406 Members

The Flying Spaghetti Monster
Religious Congregations
1102 Members



Portfolio Distribution

Gender
female90.0%
male10.0%
Country
Uganda30.0%
Ghana20.0%
Bolivia20.0%
Cambodia10.0%
Mali10.0%
Pakistan10.0%
Sector
Retail30.0%
Food30.0%
Clothing20.0%
Services10.0%
Transportation10.0%