Kiva Lender: Joana Nicolau

Location: Portela, Lisboa Portugal
Occupation: Tax Analyst (consultora fiscal)
I loan because: I'm increasingly disappointed with regular "humanitarian" organizations that spend all donations on structural costs and leave little for the people they're supposed to help. I want to make a REAL diference.
About me: I'm a tax analyst, I do market research and financial analysis in order to advise companies on the best tax policies.
Check out: nicolau.livejournal.com
Member Since: Oct 28, 2008


Joana Nicolau's Loans

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9 loans
Naghma Muhammad Siddique Group
Rickshaw, Pakistan
Paying Back
0% repaid
Semilla Group
Retail, Bolivia
Paying Back
0% repaid
Cate Sekirime's Group
Beauty Salon, Uganda
Paying Back
19% repaid
Rose Mutesi's Group
General Store, Uganda
Paying Back
44% repaid
Mariam Coulibaly
Clothing Sales, Mali
Paying Back
67% repaid
Abena Ntiriwaa
Food Market, Ghana
Paying Back
90% repaid
Ruth Brasbey
Used Clothing, Ghana
Paid Back
100% repaid
Girasoles Group
Retail, Bolivia
Paid Back
100% repaid
Bakyala Kwekulakulanya Women's Group 1
Liquor Store / Off-License, Uganda
Paid Back
100% repaid

  



Joana Nicolau's Teams


Deloitte
Businesses
23 Members

HipHop
Common Interest
5 Members

Portugal
Local Area
392 Members

The Flying Spaghetti Monster
Religious Congregations
1071 Members



Portfolio Distribution

Gender
female88.9%
male11.1%
Country
Uganda33.3%
Ghana22.2%
Bolivia22.2%
Pakistan11.1%
Mali11.1%
Sector
Retail33.3%
Food22.2%
Clothing22.2%
Services11.1%
Transportation11.1%