Well it says it right there on the main page. They are "loans that change lives". What an easy way to leave a positive mark behind. Everyone who can should be doing this! I believe that people don't need a hand out, they need a hand up and others to believe in them and they will know what to do to better their own lives. KIVA allows me to make a positive difference in the lives of many people around the world, while at the same time letting people go after their own goals with their own hard work. My brothers let me know about KIVA and one of them sent me an invitation and I have been loving it ever since!!!
I work in a hospital for the computer department. I work with a lot of great people in my department and at the hospital. My workplace also changes people's lives :) Guess it's trend for me. he heh