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I loan because:
it's good to chip in, change a life, gamble on goodness, get the ball rolling… After all, it IS the only safe bet and while twenty five clams doesn't mean much to some, to others it can literally mean everything. My avatar is borrowed from the 20th Century American master photographer, W. Eugene Smith and his heirs who now hold the copyright. It's the closing image from a most famous book representing the work of numerous photographers, from the landmark exhibition, 'Family of Man', produced not long after WWII. And this photograph, titled 'The Walk to Paradise Garden' (1946), depicting Mr. Smith's own precious children, seemed to me to be an ideal image to include here. My heartfelt thanks goes to Gene Smith, and to all who keep his spirit and his insight alive. I believe it can be argued that all of us owe a huge debt to all those involved in the 'Family of Man' because that exhibition, and the publication of those images, marks a special moment when, with renewed vigor once again we strove to look willfully beyond ourselves, with greater compassion, towards a greater world. The quote associated with the photograph, the final thought closing the book, from St.-John Perse, reads, 'A world to be born under your footsteps…' A little more detail on this inspiring photograph; an excerpt taken from a lecture titled LOVE, JUSTICE, SEX AND MONEY, Part II - being the keynote address in Ontario, by Terry Boyd and Joseph Dunlop-Addley, at the Kingston Men's Conference of October, 1995. "… Eugene Smith was an American photographer, and a true mentor. He photographed the deplorable "living" conditions of Japanese POW's in American WWII concentration camps and thereby changed those conditions; he was the first American photojournalist to do a photo story foregrounding and celebrating the bravery of a black person, a nurse, and thereby challenge racism; he photographed the effects of mercury poisoning on the people in a poor fishing village in Minamata, Japan. Smith was a keen observer of the human condition - he called himself a "compassionate cynic." Smith suffered serious war injuries when he was documenting WWII and thought that he might never make another photograph. Fortunately for us, he did. Here is what he said about the making of that photograph: "Finally, I decided to try, but it was very difficult. My face was still pouring pus and it was draining into the camera and my nerves were… I was not only about to go through the ceiling but through the sky. I decided to try, anyway. I got the whole family out of the house, except my two children. Then, I took them for a walk. I wanted it to be a good picture, to contradict and contrast with my war pictures, the last photographs that I had taken. So I followed the children, and I saw them stepping into this space as they went along the path. I stopped and clumsily tried to focus, and as they stepped into the space, I made the photograph. I felt that it was fairly good. [I entitled the photograph] 'The Walk to Paradise Garden.' Most people think it has a religious connotation, but it's as much a tribute to music as anything. There is an opera by Delius called A Village Romeo and Juliet, and one piece of the music is called 'The Walk to Paradise Garden.' I've left it with an ambiguous title so that anyone can take from it what they wish. But it's basically my tribute to music and to humanity, because I think it shows hope."…" If you'd like to hear the music, this arrangement - www.youtube.com/watch?v=SVeaAhYluOc - by Beecham, of Frederick Delius' "Walk to the Paradise Garden," performed by the London Symphony Orchestra with Sir John Barbirolli, is certainly well worth a listen.
Member Since:
Nov 9, 2008
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merbo's Loans

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merbo's Teams

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female66.79%
Male33.21%

Country

Distribution By Country
Country %
Peru12.56%
Nicaragua8.08%
Cambodia7.65%
Kenya5.43%
Uganda5.20%
Philippines4.53%
Bolivia4.25%
Sierra Leone4.02%
Lebanon3.07%
Viet Nam2.79%
Indonesia2.74%
Mexico2.74%
Nigeria2.69%
Palestine2.50%
Ecuador2.22%
Tajikistan1.79%
Togo1.61%
South Sudan1.61%
Nepal1.46%
Colombia1.46%
Senegal1.42%
Mongolia1.32%
Pakistan1.28%
Guatemala1.18%
Paraguay1.09%
Azerbaijan1.04%
Liberia1.04%
Tanzania1.04%
Jordan0.99%
El Salvador0.90%
Ghana0.90%
Kyrgyzstan0.80%
Armenia0.76%
Chile0.66%
Mozambique0.66%
The Democratic Republic Of The Congo0.57%
Benin0.57%
Mali0.52%
Dominican Republic0.52%
India0.47%
Afghanistan0.47%
Rwanda0.38%
Costa Rica0.38%
Honduras0.33%
United States0.28%
Kosovo0.28%
Samoa0.24%
Cameroon0.14%
Timor-Leste0.14%
Sri Lanka0.14%
Zimbabwe0.14%
Yemen0.14%
Burkina Faso0.14%
Ukraine0.14%
Congo0.09%
Haiti0.09%
Georgia0.09%
Iraq0.09%
Zambia0.05%
South Africa0.05%
Burundi0.05%

Sector

Distribution By Sector
Sector %
Food16.77%
Retail16.39%
Education12.14%
Agriculture10.68%
Health9.59%
Services6.90%
Arts6.80%
Housing6.57%
Clothing4.25%
Personal Use4.06%
Construction2.03%
Transportation1.75%
Entertainment1.37%
Manufacturing0.38%
Wholesale0.33%

Partner

Distribution By Field Partner
Field Partner %
AFODENIC4.49%
Asociación Arariwa3.92%
Microfinanzas Prisma3.35%
Pearl Microfinance Limited3.02%
AMK (Angkor Microfinance Kampuchea)2.79%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International2.65%
Lift Above Poverty Organization (LAPO)2.60%
CEPRODEL2.41%
Palestine For Credit & Development (FATEN)2.08%
EDAPROSPO1.70%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children1.70%
IMPRO1.65%
Vitas. S.a.l.1.65%
MAXIMA Mikroheranhvatho1.61%
KREDIT Ltd.1.56%
BRAC South Sudan1.51%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…1.51%
Patan Business And Professional Women1.46%
Al Majmoua Lebanese Association For Development1.42%
Koperasi Mitra Usaha Kecil (MUK)1.37%
Women And Associations For Gain Both Economic And Social (WAGES)1.32%
Fundación ESPOIR1.28%
Faulu Kenya1.28%
Association For Rural Development (ARD)1.23%
Manuela Ramos / CrediMUJER1.18%
SEDA1.13%
Paglaum Multi-Purpose Cooperative (PMPC)1.13%
Asasah1.13%
VisionFund Mexico1.13%
Fundación Paraguaya1.09%
Asociación ASDIR1.04%
Emprender0.99%
FINCA Peru0.94%
Novica0.90%
National Microfinance Bank0.80%
HOFOKAM Ltd., A Partner Of Catholic Relief Services0.80%
UIMCEC, A Partner Of ChildFund International0.80%
XacBank0.80%
PADECOMSM0.76%
BRAC Uganda0.76%
Fundación Mario Santo Domingo (FMSD)0.71%
León 2000 IMF0.71%
Alalay Sa Kaunlaran, Inc. (ASKI)0.71%
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)0.71%
Tanaoba Lais Manekat Foundation (TLM)0.71%
MLO Humo And Partners0.71%
Credituyo0.71%
Pro Mujer Bolivia0.71%
CSC MDO "IMON International"0.71%
Hluvuku-Adsema0.66%
Fondo Esperanza0.66%
Micro Credit For Development And Transformation SACCO (MCDT SACCO)0.61%
Capital Aid Fund For Employment Of The Poor (CEP)0.61%
Komak Credit Union0.61%
Gata Daku Multi-purpose Cooperative (GDMPC)0.61%
Esperanza International Dominican Republic, A Partner Of HOPE International0.61%
Local Enterprise Assistance Program (LEAP), A Partner Of World Hope International And World Relief0.61%
Tujijenge Tanzania Ltd0.57%
Yehu Microfinance Trust0.57%
MCC Mol Bulak Finance LLC0.57%
Edpyme Alternativa0.57%
Negros Women For Tomorrow Foundation, Inc. (NWTF)0.57%
Sinapi Aba Trust (SAT)0.57%
Sistema Biobolsa0.52%
HOPE DRC, A Partner Of HOPE International0.52%
Fund For Thanh Hoa Poor Women (FPW)0.52%
Nor Horizon Universal Credit Organization Limited Liability Company0.52%
TYM Fund0.52%
Fundación AgroCapital, A Partner Of ACDI/VOCA0.52%
Soro Yiriwaso, A Partner Of Save The Children0.52%
K-Met Savings And Credit Cooperative Ltd0.52%
Caja Rural Señor De Luren0.47%
Banco D-MIRO S.A.0.47%
Ariana Financial Services Joint Stock Company (AFS), A Partner Of Mercy Corps0.47%
SMEP - Deposit Taking Microfinance Limited0.43%
Interactuar0.43%
BRAC Liberia Microfinance Company Limited0.43%
Alidé0.43%
CAURIE Microfinance, A Partner Of Catholic Relief Services0.43%
Ryada0.43%
People`s Forum0.38%
Juhudi Kilimo0.38%
CIDRE0.38%
Cooperativa San Jose0.38%
Aqroinvest Credit Union0.38%
Credit Mongol0.38%
CrediComun0.33%
Colfuturo0.33%
Ahon Sa Hirap, Inc. (ASHI)0.33%
MLF Microinvest, A Partner Of ACDI/VOCA0.33%
Community Economic Ventures, Inc. (CEVI), A Partner Of VisionFund International0.28%
Prisma Honduras, S.A.0.28%
KosInvest0.28%
FECECAV0.24%
One Acre Fund0.24%
Visionary Empowerment Programme0.24%
Bai Tushum & Partners0.24%
SEF International UCO LLC, A Partner Of World Vision International0.24%
Christian Rural Aid Network (CRAN)0.24%
ADIM (Asociación Alternativa Para El Desarrollo Integral De Las Mujeres)0.24%
South Pacific Business Development (SPBD)0.24%
Milango Financial Services0.24%
Senegal Ecovillage Microfinance Fund (SEM)0.19%
Center For Community Transformation Credit Cooperative (CCT)0.19%
Sero Lease And Finance Ltd. (SELFINA)0.19%
Tamweelcom0.19%
Fundacion Mujer0.14%
Al-Amal Microfinance Bank0.14%
Kashf Foundation0.14%
Youth Self Employment Foundation (YOSEFO)0.14%
VisionFund Indonesia0.14%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International0.14%
Transcapital0.14%
Barefoot Power0.14%
Tuba Rai Metin0.14%
Amasezerano Community Banking S.A.0.14%
HOPE Ukraine0.14%
BRAC Sri Lanka0.14%
FAPE0.14%
Finadev Benin0.14%
Micro Start/AFD0.14%
MiCredito0.14%
EDESA0.14%
MicroKing Finance0.14%
ACCION Texas Inc.0.09%
ASI Federal Credit Union0.09%
PT Rekan Usaha Mikro Anda (Ruma)0.09%
LAPO Sierra Leone (LAPOSL)0.09%
HOPE Congo S.A.0.09%
FODEMI, A Partner Of World Vision International0.09%
Finance Sudan Limited0.09%
LLC Micro Finance Organization Credo0.09%
CHF International Access To Credit Services Initiatives (ACSI) Iraq0.09%
FUDECOSUR0.09%
Yayasan Sosial Bina Sejahtera0.09%
Grounded And Holistic Approach For People`s Empowerment (GHAPE)0.09%
ADEPHCA0.09%
Fundacion Campo0.09%
Zoona0.05%
VisionFund AzerCredit LLC0.05%
MDO Arvand, LLC0.05%
WSDS-Initiate0.05%
Womens Development Businesses (WDB)0.05%
ACEP Cameroun0.05%
Apoyo Integral0.05%
BRAC Sierra Leone Microfinance Company Limited0.05%
BRAC Tanzania0.05%
Nuru Energy0.05%
Organizacion De Desarrollo Empresarial Femenino (ODEF)0.05%
Pacific Asian Consortium In Employment0.05%
Babban Gona Farmers Organization0.05%
Hekima, A Partner Of World Relief0.05%
Turame Community Finance, A Partner Of World Relief And HOPE International0.05%
Urwego Opportunity Bank0.05%
Microfund Togo0.05%
Mahashakti Foundation0.05%
Strathmore University0.05%
Valley Economic Development Center, Inc.0.05%

merbo's Lending Activity by Country

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