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Kiva Lender Ludger

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Location:
Germany
Occupation:
IT Consulting
I loan because:
We read about microcredits and Kiva in a German newspaper. We want to give our money to people that really need it to work with it, improve their lives and develop their countries. The old system of donations from states to other states does not work and private donations have become a kind of industry, too. Thanks to the internet, people that like to lend their money can be connected to people who need and deserve it.
About me:
I am improving the IT service industry, e.g. the way how websites are managed and data centers are running their servers.
Member Since:
Apr 29, 2011
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Ludger's Loans

29-56 of 283 loans

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Ludger's Teams

Ludger's Invites

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Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female99.65%
Male0.35%

Country

Distribution By Country
Country %
Cambodia6.36%
Togo4.24%
Sierra Leone4.24%
Mongolia3.89%
Uganda3.89%
Jordan3.53%
Tajikistan3.53%
Ghana3.18%
El Salvador3.18%
Rwanda3.18%
Liberia3.18%
Kenya2.83%
Senegal2.83%
Armenia2.83%
Samoa2.83%
Dominican Republic2.47%
Peru2.47%
Benin2.47%
Bolivia2.47%
Viet Nam2.47%
Azerbaijan2.47%
Honduras2.12%
Georgia2.12%
Ecuador1.77%
Cameroon1.77%
Philippines1.77%
Nicaragua1.77%
Paraguay1.41%
Pakistan1.41%
Guatemala1.41%
Kyrgyzstan1.41%
Lebanon1.41%
Mali1.41%
Mexico1.41%
Costa Rica1.06%
Mozambique1.06%
Ukraine1.06%
South Sudan1.06%
Colombia1.06%
Yemen0.71%
Burundi0.71%
Indonesia0.71%
Palestine0.35%
Zimbabwe0.35%
Albania0.35%
Timor-Leste0.35%
Tanzania0.35%
The Democratic Republic Of The Congo0.35%
Iraq0.35%
Congo0.35%

Sector

Distribution By Sector
Sector %
Retail34.28%
Food26.86%
Agriculture11.66%
Clothing10.60%
Services4.95%
Personal Use4.24%
Housing2.83%
Transportation2.12%
Manufacturing0.71%
Arts0.71%
Wholesale0.71%
Construction0.35%

Partner

Distribution By Field Partner
Field Partner %
Women And Associations For Gain Both Economic And Social (WAGES)4.24%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International3.18%
BRAC Liberia Microfinance Company Limited3.18%
Christian Rural Aid Network (CRAN)2.83%
South Pacific Business Development (SPBD)2.83%
Urwego Opportunity Bank2.47%
Yehu Microfinance Trust2.47%
Alidé2.47%
Emprender2.12%
Esperanza International Dominican Republic, A Partner Of HOPE International2.12%
CSC MDO "IMON International"2.12%
UIMCEC, A Partner Of ChildFund International2.12%
LLC Micro Finance Organization Credo2.12%
National Microfinance Bank1.77%
KREDIT Ltd.1.77%
Capital Aid Fund For Employment Of The Poor (CEP)1.77%
ACEP Cameroun1.77%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children1.77%
Apoyo Integral1.77%
Tamweelcom1.77%
VisionFund Cambodia1.77%
XacBank1.77%
Fundación Paraguaya1.41%
Edpyme Alternativa1.41%
FAPE1.41%
PADECOMSM1.41%
Nor Horizon Universal Credit Organization Limited Liability Company1.41%
Soro Yiriwaso, A Partner Of Save The Children1.41%
SEF International UCO LLC, A Partner Of World Vision International1.41%
BRAC Uganda1.41%
Aqroinvest Credit Union1.41%
Transcapital1.06%
Hluvuku-Adsema1.06%
Fundación Mario Santo Domingo (FMSD)1.06%
Micro Credit For Development And Transformation SACCO (MCDT SACCO)1.06%
Negros Women For Tomorrow Foundation, Inc. (NWTF)1.06%
MDO Arvand, LLC1.06%
Prisma Honduras, S.A.1.06%
HOPE Ukraine1.06%
Fundación ESPOIR1.06%
Bai Tushum & Partners1.06%
Credit Mongol1.06%
Association For Rural Development (ARD)1.06%
EDESA1.06%
Banco D-MIRO S.A.0.71%
Fund For Thanh Hoa Poor Women (FPW)0.71%
Asociación Arariwa0.71%
Pearl Microfinance Limited0.71%
Turame Community Finance, A Partner Of World Relief And HOPE International0.71%
Organizacion De Desarrollo Empresarial Femenino (ODEF)0.71%
BRAC South Sudan0.71%
CAURIE Microfinance, A Partner Of Catholic Relief Services0.71%
Al Majmoua Lebanese Association For Development0.71%
MAXIMA Mikroheranhvatho0.71%
HOFOKAM Ltd., A Partner Of Catholic Relief Services0.71%
VisionFund Mexico0.71%
Vitas. S.a.l.0.71%
Credituyo0.71%
Kashf Foundation0.71%
Al-Amal Microfinance Bank0.71%
AFODENIC0.71%
VisionFund AzerCredit LLC0.71%
Asasah0.35%
AMK (Angkor Microfinance Kampuchea)0.35%
Tanaoba Lais Manekat Foundation (TLM)0.35%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International0.35%
VisionFund Indonesia0.35%
ADIM (Asociación Alternativa Para El Desarrollo Integral De Las Mujeres)0.35%
VisionFund Albania0.35%
Alalay Sa Kaunlaran, Inc. (ASKI)0.35%
Tujijenge Tanzania Ltd0.35%
Amasezerano Community Banking S.A.0.35%
Tuba Rai Metin0.35%
BRAC Pakistan0.35%
IMPRO0.35%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…0.35%
Komak Credit Union0.35%
ID Ghana0.35%
FAMA OPDF0.35%
Hekima, A Partner Of World Relief0.35%
Finance Sudan Limited0.35%
HOPE Congo S.A.0.35%
León 2000 IMF0.35%
MCC Mol Bulak Finance LLC0.35%
CEPRODEL0.35%
Paglaum Multi-Purpose Cooperative (PMPC)0.35%
Palestine For Credit & Development (FATEN)0.35%
MLO Humo And Partners0.35%
MicroKing Finance0.35%
CHF International Access To Credit Services Initiatives (ACSI) Iraq0.35%
Microfinanzas Prisma0.35%
ASPIRE0.35%

Ludger's Lending Activity by Country

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