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Location:
Tecumseh MI United States
Occupation:
Manager
I loan because:
The opportunity to help others who are trying to help themselves strikes me as something that you just shouldn't pass up. I have been fortunate to have never experience poverty, want or need, as much through the circumstances of my birth as through hard work and commitment. It is nice to be able to put 100% of the money I can lend to practical use. I am grateful that my good fortune can be put to use through Kiva to help people build security for themselves and others. There is, of course, a spiritual appeal to this project as well. My faith in God encourages faith in others and a belief that we are all one family. I am glad that I have found Kiva so I can help my “family” around the world.
About me:
I work for a company that specializes in software for the printing and publishing industry. I have also written a history book about the small town that I currently call home, which was published in 2006.
Member Since:
May 8, 2007
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Kern's Loans

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1-28 of 30 loans

  • Sokha
    Farming
    Cambodia
    Paying back
    0% repaid
  • Dalal
    Construction Supplies
    Palestine
    Paying back
    0% repaid
  • Mamuka
    Poultry
    Georgia
    Paying back
    0% repaid
  • Abdallah
    Services
    Iraq
    Paying back
    41% repaid
  • Habil
    Cattle
    Azerbaijan
    Paying back
    0% repaid
  • Peter
    Furniture Making
    Kenya
    Paying back
    83% repaid
  • Tujikaze Group
    Used Clothing
    The Democratic Republic of the Congo
    Paid back
    100% repaid
  • Anonymous
    Services
    Lebanon
    Paid back
    100% repaid
  • José Luís
    Agriculture
    Ecuador
    Paid back
    100% repaid
  • Sherali
    Farming
    Tajikistan
    Paid back
    100% repaid
  • Anonymous
    Agriculture
    Togo
    Refunded
    0% repaid
  • Melinda
    Motorcycle Transport
    Philippines
    Paid back
    100% repaid
  • Marziya
    Tailoring
    Tajikistan
    Paid back
    100% repaid
  • Haydar
    Bakery
    Lebanon
    Paid back
    100% repaid
  • Adiya
    General Store
    Mongolia
    Paid back
    100% repaid
  • Margret
    Used Clothing
    Nigeria
    Paid back
    100% repaid
  • Chhum
    Embroidery
    Cambodia
    Paid back
    100% repaid
  • Parmon
    Manufacturing
    Tajikistan
    Paid back
    100% repaid
  • Adiles B.
    Cereals
    Tanzania
    Paid back
    100% repaid
  • Umrijon
    Animal Sales
    Tajikistan
    Paid back
    100% repaid
  • Koim
    Motorcycle Transport
    Cambodia
    Paid back
    100% repaid
  • Anonymous
    Dairy
    Kenya
    Ended with loss
    Ended with loss
  • Fati
    Food Production/Sales
    Azerbaijan
    Paid back
    100% repaid
 1 2 Next Page

Kern's Teams

Kern's Invites

5 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female56.67%
Male43.33%

Country

Distribution By Country
Country %
Tajikistan13.33%
Cambodia10.00%
Azerbaijan6.67%
Lebanon6.67%
Tanzania6.67%
Kenya6.67%
Ecuador6.67%
Uganda6.67%
Togo6.67%
The Democratic Republic Of The Congo3.33%
Philippines3.33%
Mongolia3.33%
Iraq3.33%
Georgia3.33%
Mexico3.33%
Nigeria3.33%
Palestine3.33%
Peru3.33%

Sector

Distribution By Sector
Sector %
Agriculture30.00%
Food20.00%
Services13.33%
Clothing6.67%
Retail6.67%
Transportation6.67%
Manufacturing6.67%
Construction3.33%
Health3.33%
Arts3.33%

Partner

Distribution By Field Partner
Field Partner %
IMON International13.33%
Microfund Togo6.67%
KREDIT Ltd.6.67%
Palestine For Credit & Development (FATEN)3.33%
Norwegian Microcredit LLC (Normicro)3.33%
MIFEX3.33%
Ameen S.a.l.3.33%
Pearl Microfinance Limited3.33%
Sero Lease And Finance Ltd. (SELFINA)3.33%
XacBank3.33%
VisionFund Cambodia3.33%
Tujijenge Tanzania Ltd3.33%
SMEP Deposit Taking Microfinance Limited3.33%
LLC Micro Finance Organization Credo3.33%
Lift Above Poverty Organization (LAPO)3.33%
Fundacion Realidad A.C (FRAC), A Partner Of World Vision International3.33%
Ebony Foundation (Eb-F)3.33%
Cooperativa San Jose3.33%
CHF International Access To Credit Services Initiatives (ACSI) Iraq3.33%
Gata Daku Multi-purpose Cooperative (GDMPC)3.33%
Hekima, A Partner Of World Relief3.33%
Al Majmoua Lebanese Association For Development3.33%
Komak Credit Union3.33%
Asociación Arariwa3.33%
BRAC Uganda3.33%