In the Philippines, where my family is from, 25 dollars is my cousin's salary for the month. This is used to feed, clothe, and care for his wife and toddler. 25 dollars is my share of dinner with friends.
Money is so important. There are many people in the world who have the potential to great things, if they just have the monetary backing.
I loan because there are those out there who need this more than I. My money goes to help entrepreneurs in other countries gain a better quality of life.