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Kiva Lender Karoline

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Location:
KivaFriends.org , Hønefoss, , Norway
Occupation:
Student
I loan because:
"I am only one, but I am one. I cannot do everything, but I can do something. And I will not let what I cannot do interfere with what I can do. " - Edward Everett Hale I want to make a difference, and I think microfinance is a wonderful way to give individuals the opportunity to develop their full potential and take charge of their own destinies.
About me:
Some keywords to describe me and my life: Karoline. Female. 23. Norway. Jesus. Travelling. Concerts. Literature. Global health. Africa. Children. Iced coffee. Music. Movies. Clouds. History. Scarves. Languages. Fulham FC. Nepal. Maternal and Child Health. Volunteering. Animals. Cello. Life. Faith. Hope. Love. Received my BA in Development Studies from University of Oslo in June 2012. I've lived in the US, studied in London (SOAS) and India, volunteered in Ghana and done field work in Botswana. Last year I interned for six months at the Royal Norwegian Embassy in Kathmandu, Nepal. It was amazing and also one of the many reasons I founded Nepal Safe Birth Initiative (www.facebook.com/NepalSafeBirthInitiative). Currently interning at UNFPA Geneva, starting a MSc at London School of Hygiene and Tropical Medicine in September. I just can't see myself doing anything else than help other people unlock the incredible volumes of human capital in this world.
Member Since:
Nov 27, 2007
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Karoline's Loans

85-112 of 196 loans

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Karoline's Teams

Karoline's Invites

Showing 5 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female74.49%
Male25.51%

Country

Distribution By Country
Country %
Ghana8.67%
Bolivia5.10%
Kenya4.08%
Uganda4.08%
Cambodia3.57%
Sierra Leone3.06%
Peru3.06%
Nepal3.06%
Iraq3.06%
Philippines2.55%
Senegal2.55%
Afghanistan2.55%
Tajikistan2.55%
Palestine2.04%
Azerbaijan2.04%
Kosovo2.04%
Albania2.04%
Rwanda2.04%
Liberia1.53%
Zimbabwe1.53%
Zambia1.53%
The Democratic Republic Of The Congo1.53%
Togo1.53%
Yemen1.53%
Tanzania1.53%
Nigeria1.53%
Kyrgyzstan1.53%
Haiti1.53%
India1.53%
El Salvador1.53%
Congo1.02%
Dominican Republic1.02%
Georgia1.02%
Pakistan1.02%
South Sudan1.02%
Colombia1.02%
Armenia1.02%
Burundi1.02%
Chile1.02%
Guatemala1.02%
Ecuador1.02%
Lebanon1.02%
Israel1.02%
Mali1.02%
Honduras0.51%
Cameroon0.51%
Burkina Faso0.51%
Timor-Leste0.51%
Viet Nam0.51%
Benin0.51%
Bosnia And Herzegovina0.51%
Ukraine0.51%
Mexico0.51%
Indonesia0.51%
Jordan0.51%
Paraguay0.51%
Mozambique0.51%
Samoa0.51%
Moldova0.51%
Mongolia0.51%
Costa Rica0.51%
Nicaragua0.51%

Sector

Distribution By Sector
Sector %
Retail25.51%
Food19.39%
Agriculture15.82%
Services14.29%
Clothing5.61%
Education4.59%
Health3.57%
Arts2.55%
Construction2.55%
Manufacturing2.04%
Transportation1.53%
Personal Use1.02%
Housing1.02%
Wholesale0.51%

Partner

Distribution By Field Partner
Field Partner %
Sinapi Aba Trust (SAT)6.12%
Pearl Microfinance Limited4.08%
Al-Thiqa Organization3.06%
Fundación AgroCapital, A Partner Of ACDI/VOCA3.06%
Ariana Financial Services Joint Stock Company (AFS), A Partner Of Mercy Corps2.55%
Christian Rural Aid Network (CRAN)2.55%
K-Met Savings And Credit Cooperative Ltd2.55%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International2.55%
KosInvest2.04%
Patan Business And Professional Women2.04%
VisionFund Albania2.04%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International2.04%
UIMCEC, A Partner Of ChildFund International1.53%
Esperanza International Dominican Republic, A Partner Of HOPE International1.53%
Mahashakti Foundation1.53%
MicroKing Finance1.53%
MCC Mol Bulak Finance LLC1.53%
Lift Above Poverty Organization (LAPO)1.53%
AMK (Angkor Microfinance Kampuchea)1.53%
Apoyo Integral1.53%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…1.53%
Zoona1.53%
Al-Amal Microfinance Bank1.53%
Ryada1.53%
Local Enterprise Assistance Program (LEAP), A Partner Of World Hope International And World Relief1.53%
Vitas. S.a.l.1.02%
Koret Israel Economic Development Funds (KIEDF)1.02%
LLC Micro Finance Organization Credo1.02%
KREDIT Ltd.1.02%
MLF Microinvest, A Partner Of ACDI/VOCA1.02%
Soro Yiriwaso, A Partner Of Save The Children1.02%
Turame Community Finance, A Partner Of World Relief And HOPE International1.02%
Pro Mujer Bolivia1.02%
HOPE DRC, A Partner Of HOPE International1.02%
Nirdhan Utthan Bank Limited (NUBL)1.02%
Nor Horizon Universal Credit Organization Limited Liability Company1.02%
Microfinanzas Prisma1.02%
Komak Credit Union1.02%
Fondo Esperanza1.02%
BRAC South Sudan1.02%
Fundación San Miguel Arcángel, Inc. (FSMA)1.02%
FINCA Peru1.02%
HOPE Congo S.A.1.02%
CSC MDO "IMON International"1.02%
EDAPROSPO1.02%
Asasah1.02%
Fundación ESPOIR1.02%
Aqroinvest Credit Union1.02%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children1.02%
Alalay Sa Kaunlaran, Inc. (ASKI)1.02%
CAURIE Microfinance, A Partner Of Catholic Relief Services0.51%
BRAC Tanzania0.51%
Senegal Ecovillage Microfinance Fund (SEM)0.51%
Youth Self Employment Foundation (YOSEFO)0.51%
Zene Za Zene, A Partner Of Women For Women International0.51%
CEPRODEL0.51%
South Pacific Business Development (SPBD)0.51%
Center For Community Transformation Credit Cooperative (CCT)0.51%
Tuba Rai Metin0.51%
Alidé0.51%
TYM Fund0.51%
Asociación ASDIR0.51%
Credituyo0.51%
Women And Associations For Gain Both Economic And Social (WAGES)0.51%
XacBank0.51%
Tujijenge Tanzania Ltd0.51%
Tanaoba Lais Manekat Foundation (TLM)0.51%
EDESA0.51%
Ahon Sa Hirap, Inc. (ASHI)0.51%
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)0.51%
Grounded And Holistic Approach For People`s Empowerment (GHAPE)0.51%
LAPO Sierra Leone (LAPOSL)0.51%
Hekima, A Partner Of World Relief0.51%
Hluvuku-Adsema0.51%
HOPE Ukraine0.51%
IMPRO0.51%
Interactuar0.51%
Fundación Paraguaya0.51%
Fundación Mario Santo Domingo (FMSD)0.51%
MLO Humo And Partners0.51%
National Microfinance Bank0.51%
Emprender0.51%
Palestine For Credit & Development (FATEN)0.51%
FAPE0.51%
FECECAV0.51%
Micro Start/AFD0.51%
Microfund Togo0.51%
Microinvest0.51%
Prisma Honduras, S.A.0.51%

Karoline's Lending Activity by Country

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fundraising loans

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