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Kiva Fellow El Toro

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Location:
Athens GA United States
Occupation:
Vagabond
I loan because:
money is an enabler in the same way as eating food enables someone to be active. Likewise, too much of either makes you fat and lazy.

To change power structures you need to let go as well as empower. This does that.
About me:
I travel the world collecting stories and friends.

I am now a member of the 6th Class of Kiva Fellows serving in Peru with EDAPROSPO and PRISMA Peru.
Check out:
http://joshtoro.wordpress.com
Member Since:
Apr 8, 2007
Bio:
Growing up in Haiti, Ecuador, and Israel with a father working in international public health ensured Josh would one day work in international development. In high school he worked on projects in Mongolia, Tanzania, Ecuador, and Peru with various faith-based organizations. He attended Georgetown and studied Trans-State Actors in World Politics to learn about development and NGOs. While there, he directly matriculated at Universidad de Buenos Aires and FLACSO to learn about development from the other perspective. He went to UGA to learn organization theory and how organizational structures affect individuals' development intentions. This past summer he worked for the Carter Center and wrote a white paper for the Americas Program detailing the negative influence of pervasive inequality in Latin America. While at UGA, he learned about a new organization called Kiva that had the potential to effect positive change in microfinance - both for individuals and institutions. He is very excited to spend several months in Peru and Bolivia working with entrepreneurs like those documented in Hernando de Soto's El Otro Sendero and on behalf of an organization he's studied and admired for almost two years. Josh speaks English and Spanish, believes in the power of stories and microfinance, and hopes he will act as a good bridge between Kiva borrowers in Peru and Bolivia and their Kiva lenders around the world.
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El Toro's Kiva Fellowships

What is a Kiva Fellowship?
Member of Kiva Fellows Class KF6

Fellow at EDAPROSPO

Oct 2, 2008 to Nov 14, 2008

Member of Kiva Fellows Class KF6

Fellow at Microfinanzas Prisma

Nov 17, 2008 to Jan 15, 2009

Updates From The Field

A Day in the Life of a Kiva Fellow
Dec 21, 2008
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After finishing my Kiva fellowship with EDAPROSPO last week, I moved out of Lima and into the province of Junín in the sierras of Peru.  My time with Microfinanzas PRISMA is quite short and so I’ve engaged [...]
Formal Trust, Informal Love
Dec 10, 2008
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Mrs. Rosario Roca runs a bodega in the front of her house on a quiet street in Comas, a northern suburb of Lima, Peru.    After giving an EDAPROSPO loan officer and I Inka Colas (a yellow soda with the taste [...]
Moving Right Along…
Nov 19, 2008
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With 7 weeks past and 8 weeks to go, my Kiva Fellowship is moving right along.   As my colleagues around the world, from Cambodia to Uganda to Peru can attest, much of the Kiva Fellow’s life is spent in [...]
Buses and Productivity
Nov 3, 2008
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When you spend 7 hours a day on buses to visit only a handful of clients, an over-ambitious Kiva Fellow may start to feel like his dream of unprecedented productivity is slipping through his fingers.  Sometimes [...]
Trust As A Foundation
Oct 18, 2008
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If ever there was a time that underscored the importance of trust in economics, now is it. Readers of this blog from the United States can attest to the financial ruin that awaits us when banks suffer not [...]
The “Between” Week
Oct 3, 2008
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My week has been one of experiencing the meaning of the word ‘between’ (Not to be confused with the town of Between, GA which lies exactly between my parent’s house in Atlanta and my most recent house in [...]

El Toro's Loans

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26 loans

  • Chuma Group
    Chuma Group
    Butcher Shop
    Tanzania
    Paid back
    100% repaid
  • Keyla
    Keyla
    Retail
    Peru
    Paid back
    100% repaid
  • Hilda
    Hilda
    Motorcycle Transport
    Peru
    Paid back
    100% repaid
  • Hilda
    Hilda
    Home Products Sales
    Peru
    Paid back
    100% repaid
  • Alicia
    Alicia
    Food Production/Sales
    Peru
    Paid back
    100% repaid
  • Irma
    Irma
    Soft Drinks
    Peru
    Paid back
    100% repaid
  • Mrs. Chea Chanthoen Group
    Mrs. Chea…
    Transportation
    Cambodia
    Paid back
    100% repaid
  • Chea
    Chea
    Cattle
    Cambodia
    Paid back
    100% repaid
  • Ibrahim
    Ibrahim
    Fishing
    Lebanon
    Paid back
    100% repaid
  • Umarali
    Umarali
    Cattle
    Tajikistan
    Paid back
    100% repaid
  • Mavzuna
    Mavzuna
    Cattle
    Tajikistan
    Paid back
    100% repaid
  • Abdumajod
    Abdumajod
    Livestock
    Tajikistan
    Paid back
    100% repaid
  • Marvin José
    Marvin José
    General Store
    Nicaragua
    Paid back
    100% repaid
  • Abdumutalib
    Abdumutalib
    Livestock
    Tajikistan
    Paid back
    100% repaid
  • Oykhol
    Oykhol
    Food Market
    Tajikistan
    Paid back
    100% repaid
  • Valentin
    Valentin
    Construction
    Bolivia
    Paid back
    100% repaid
  • Mostafa
    Mostafa
    Farming
    Lebanon
    Paid back
    100% repaid
  • Jamile
    Jamile
    Crafts
    Lebanon
    Paid back
    100% repaid
  • Nurullo
    Nurullo
    Retail
    Tajikistan
    Paid back
    100% repaid
  • Eynulla
    Eynulla
    Taxi
    Azerbaijan
    Paid back
    100% repaid
  

El Toro's Teams

El Toro's Invites

4 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female53.85%
Male46.15%

Country

Distribution By Country
Country %
Peru26.92%
Tajikistan23.08%
Lebanon11.54%
Cambodia11.54%
Bolivia7.69%
Nicaragua7.69%
Tanzania3.85%
Azerbaijan3.85%
Indonesia3.85%

Sector

Distribution By Sector
Sector %
Agriculture34.62%
Food26.92%
Retail19.23%
Transportation11.54%
Arts3.85%
Construction3.85%

Partner

Distribution By Field Partner
Field Partner %
FINCA Peru19.23%
MLF Microinvest, A Partner Of ACDI/VOCA11.54%
IMON International11.54%
Al Majmoua Lebanese Association For Development11.54%
AMK (Angkor Microfinance Kampuchea)11.54%
IMPRO7.69%
EDAPROSPO3.85%
Tujijenge Tanzania Ltd3.85%
Manuela Ramos / CrediMUJER3.85%
Koperasi Mitra Usaha Kecil (MUK)3.85%
CEPRODEL3.85%
Komak Credit Union3.85%
AFODENIC3.85%