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Location:
New York, NY, United States
Occupation:
Writer
I loan because:
When you are fortunate to have adequate resources you must give to those that do not. If each of us reaches out to “the other”, we will find common ground. As an entrepreneur, I very much appreciate the drive exhibited by these individuals. Kiva is wonderful conduit that allows me to reach those I would have never known about in a one-to-one experience.
About me:
I have been a taxi driver, door-to-door book salesmen, a photographer, clothing salesmen, a software developer. My work life has been like a billiard ball that goes one way than another. I bounce from one thing to the next. It all seems to work out.
Member Since:
Dec 12, 2006
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Joel's Loans

113-127 of 127 loans

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Joel's Teams

Joel's Invites

Showing 5 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female95.28%
Male4.72%

Country

Distribution By Country
Country %
Cambodia7.87%
Peru7.09%
Uganda7.09%
Philippines7.09%
Ghana6.30%
Kenya6.30%
Tanzania5.51%
Pakistan4.72%
Paraguay4.72%
Togo3.94%
Nicaragua3.94%
El Salvador3.15%
Ecuador3.15%
Senegal3.15%
Nigeria3.15%
Bolivia2.36%
Rwanda2.36%
Samoa1.57%
Timor-Leste1.57%
Honduras1.57%
Azerbaijan1.57%
Viet Nam1.57%
Mozambique1.57%
Bulgaria0.79%
Tajikistan0.79%
Liberia0.79%
South Sudan0.79%
Sierra Leone0.79%
Mexico0.79%
Georgia0.79%
Chile0.79%
Mali0.79%
Armenia0.79%
South Africa0.79%

Sector

Distribution By Sector
Sector %
Food29.13%
Retail28.35%
Agriculture14.96%
Clothing11.02%
Services7.09%
Transportation3.94%
Construction1.57%
Arts1.57%
Health1.57%
Education0.79%

Partner

Distribution By Field Partner
Field Partner %
Fundación Paraguaya4.72%
MAXIMA Mikroheranhvatho3.94%
Microfund Togo3.15%
BRAC Tanzania3.15%
Ebony Foundation (Eb-F)3.15%
Asociación Arariwa3.15%
Lift Above Poverty Organization (LAPO)3.15%
Kashf Foundation2.36%
Christian Rural Aid Network (CRAN)2.36%
Pearl Microfinance Limited2.36%
MIFEX2.36%
Apoyo Integral2.36%
Sinapi Aba Trust (SAT)2.36%
AFODENIC1.57%
Kraban Support Foundation (KSF)1.57%
Hluvuku-Adsema1.57%
Youth Self Employment Foundation (YOSEFO)1.57%
KREDIT Ltd.1.57%
HOFOKAM Ltd., A Partner Of Catholic Relief Services1.57%
Urwego Opportunity Bank1.57%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children1.57%
Senegal Ecovillage Microfinance Fund (SEM)1.57%
South Pacific Business Development (SPBD)1.57%
Micro Credit For Development And Transformation SACCO (MCDT SACCO)1.57%
Prisma Honduras, S.A.1.57%
Tuba Rai Metin1.57%
Yehu Microfinance Trust1.57%
Komak Credit Union1.57%
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)1.57%
CAURIE Microfinance, A Partner Of Catholic Relief Services1.57%
BRAC Uganda1.57%
CEPRODEL1.57%
Community Economic Ventures, Inc. (CEVI), A Partner Of VisionFund International1.57%
Ahon Sa Hirap, Inc. (ASHI)1.57%
Asasah1.57%
EDAPROSPO1.57%
Sero Lease And Finance Ltd. (SELFINA)0.79%
SEDA0.79%
Capital Aid Fund For Employment Of The Poor (CEP)0.79%
Pro Mujer Bolivia0.79%
BRAC South Sudan0.79%
BRAC Pakistan0.79%
VisionFund Cambodia0.79%
VisionFund Mexico0.79%
Women And Associations For Gain Both Economic And Social (WAGES)0.79%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International0.79%
Association For Rural Development (ARD)0.79%
Soro Yiriwaso, A Partner Of Save The Children0.79%
BRAC Liberia Microfinance Company Limited0.79%
SMEP - Deposit Taking Microfinance Limited0.79%
Negros Women For Tomorrow Foundation, Inc. (NWTF)0.79%
Fondo Esperanza0.79%
FINCA Peru0.79%
Emprender0.79%
Fundación ESPOIR0.79%
Juhudi Kilimo0.79%
Gata Daku Multi-purpose Cooperative (GDMPC)0.79%
IMPRO0.79%
LLC Micro Finance Organization Credo0.79%
Maharishi Education For Invincibility Trust0.79%
Center For Community Transformation Credit Cooperative (CCT)0.79%
Mikrofond EAD0.79%
Nor Horizon Universal Credit Organization Limited Liability Company0.79%
Microfinanzas Prisma0.79%
MiCredito0.79%
Manuela Ramos / CrediMUJER0.79%
CSC MDO "IMON International"0.79%
PADECOMSM0.79%

Joel's Lending Activity by Country

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fundraising loans

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