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Kiva Lender howard and maureen

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Location:
pinole, CA, United States
Occupation:
retired sales engineer
I loan because:
Because it's a perfect example of what capitalism could be if more average Joes could get involved.
About me:
as my retirement job as a singer I entertain senior groups in the SF bay area and as of 1/1/8 use the proceeds from that job to finance these loans
Member Since:
Jan 3, 2008
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howard and maureen's Loans

57-84 of 11814 loans

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howard and maureen's Teams

howard and maureen's Invites

Showing 6 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female63.13%
Male36.87%

Country

Distribution By Country
Country %
Ukraine2.30%
Ghana2.12%
Mozambique1.88%
Iraq1.87%
Kenya1.87%
Jordan1.87%
Honduras1.87%
Guatemala1.87%
Kyrgyzstan1.87%
Indonesia1.87%
Mali1.87%
Pakistan1.87%
Paraguay1.87%
Peru1.87%
Nicaragua1.87%
Mongolia1.87%
Georgia1.87%
Mexico1.87%
Liberia1.87%
Lebanon1.87%
Colombia1.87%
Congo1.87%
Bolivia1.87%
Cambodia1.87%
Burundi1.87%
Costa Rica1.87%
Benin1.87%
Ecuador1.87%
Armenia1.87%
Dominican Republic1.87%
Azerbaijan1.87%
El Salvador1.87%
Senegal1.86%
Samoa1.86%
Sierra Leone1.86%
Rwanda1.86%
Tajikistan1.86%
Viet Nam1.86%
Yemen1.86%
Zimbabwe1.86%
Uganda1.86%
Togo1.86%
Philippines1.86%
Tanzania1.86%
South Sudan1.86%
Palestine1.86%
Chile1.85%
The Democratic Republic Of The Congo1.85%
Cameroon1.60%
Burkina Faso1.37%
United States1.34%
Albania1.16%
Nigeria0.96%
Kosovo0.75%
Haiti0.66%
Timor-Leste0.64%
Israel0.51%
Afghanistan0.29%
South Africa0.12%
Cote D`Ivoire0.08%
Nepal0.07%
Turkey0.05%
Zambia0.05%
Bosnia And Herzegovina0.01%
India0.01%

Sector

Distribution By Sector
Sector %
Retail32.44%
Food23.23%
Agriculture12.99%
Clothing12.26%
Services7.73%
Housing4.11%
Transportation2.55%
Construction1.26%
Personal Use1.22%
Arts0.80%
Manufacturing0.40%
Education0.29%
Wholesale0.27%
Health0.27%
Entertainment0.19%

Partner

Distribution By Field Partner
Field Partner %
Esperanza International Dominican Republic, A Partner Of HOPE International2.32%
HOPE Ukraine2.30%
Soro Yiriwaso, A Partner Of Save The Children1.87%
LLC Micro Finance Organization Credo1.87%
HOPE Congo S.A.1.87%
Fundación Paraguaya1.87%
Turame Community Finance, A Partner Of World Relief And HOPE International1.87%
Alidé1.86%
Al-Amal Microfinance Bank1.86%
MicroKing Finance1.86%
South Pacific Business Development (SPBD)1.86%
Fondo Esperanza1.85%
Hluvuku-Adsema1.84%
CHF International Access To Credit Services Initiatives (ACSI) Iraq1.81%
Women And Associations For Gain Both Economic And Social (WAGES)1.80%
Asasah1.79%
Palestine For Credit & Development (FATEN)1.75%
Prisma Honduras, S.A.1.70%
Tujijenge Tanzania Ltd1.66%
Fundación ESPOIR1.66%
CAURIE Microfinance, A Partner Of Catholic Relief Services1.63%
MCC Mol Bulak Finance LLC1.59%
Local Enterprise Assistance Program (LEAP), A Partner Of World Hope International And World Relief1.58%
BRAC South Sudan1.47%
Pearl Microfinance Limited1.43%
Aqroinvest Credit Union1.40%
Al Majmoua Lebanese Association For Development1.40%
Micro Start/AFD1.37%
PADECOMSM1.36%
ACEP Cameroun1.30%
Fundación Mario Santo Domingo (FMSD)1.28%
HOPE DRC, A Partner Of HOPE International1.25%
Capital Aid Fund For Employment Of The Poor (CEP)1.19%
VisionFund Albania1.16%
Nor Horizon Universal Credit Organization Limited Liability Company1.11%
FAPE1.09%
Christian Rural Aid Network (CRAN)1.07%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…1.07%
Sinapi Aba Trust (SAT)1.05%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International1.01%
National Microfinance Bank0.98%
Lift Above Poverty Organization (LAPO)0.96%
Koperasi Mitra Usaha Kecil (MUK)0.94%
Fundación AgroCapital, A Partner Of ACDI/VOCA0.92%
AMK (Angkor Microfinance Kampuchea)0.92%
Accion East And Online0.91%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International0.89%
Tamweelcom0.89%
CSC MDO "IMON International"0.87%
Association For Rural Development (ARD)0.85%
Fundacion Mujer0.79%
ADIM (Asociación Alternativa Para El Desarrollo Integral De Las Mujeres)0.79%
VisionFund Mexico0.78%
EDESA0.78%
Asociación ASDIR0.76%
KosInvest0.75%
VisionFund Indonesia0.74%
XacBank0.72%
Community Economic Ventures, Inc. (CEVI), A Partner Of VisionFund International0.66%
SEF International UCO LLC, A Partner Of World Vision International0.64%
Tuba Rai Metin0.64%
Hekima, A Partner Of World Relief0.60%
Interactuar0.59%
CEPRODEL0.59%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children0.58%
Credit Mongol0.58%
Urwego Opportunity Bank0.58%
Transcapital0.57%
Emprender0.55%
Koret Israel Economic Development Funds (KIEDF)0.51%
Fund For Thanh Hoa Poor Women (FPW)0.47%
EDAPROSPO0.47%
Vitas. S.a.l.0.47%
Apoyo Integral0.46%
MLO Humo And Partners0.45%
Admic Nacional0.45%
MLF Microinvest, A Partner Of ACDI/VOCA0.44%
FINCA Peru0.41%
Alalay Sa Kaunlaran, Inc. (ASKI)0.41%
Asociación Arariwa0.41%
Amasezerano Community Banking S.A.0.40%
Finance Sudan Limited0.39%
Credituyo0.36%
Manuela Ramos / CrediMUJER0.34%
Faulu Kenya0.34%
Pro Mujer Bolivia0.31%
Komak Credit Union0.30%
FUDECOSUR0.30%
Grounded And Holistic Approach For People`s Empowerment (GHAPE)0.30%
BRAC Liberia Microfinance Company Limited0.29%
SMEP - Deposit Taking Microfinance Limited0.29%
Ariana Financial Services Joint Stock Company (AFS), A Partner Of Mercy Corps0.29%
CrediComun0.28%
Bai Tushum & Partners0.28%
AFODENIC0.25%
Microfinanzas Prisma0.24%
UIMCEC, A Partner Of ChildFund International0.23%
Gata Daku Multi-purpose Cooperative (GDMPC)0.22%
ACCION Texas Inc.0.22%
León 2000 IMF0.21%
Micro Credit For Development And Transformation SACCO (MCDT SACCO)0.19%
Fundación San Miguel Arcángel, Inc. (FSMA)0.19%
VisionFund AzerCredit LLC0.18%
KREDIT Ltd.0.18%
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)0.16%
Tanaoba Lais Manekat Foundation (TLM)0.16%
Paglaum Multi-Purpose Cooperative (PMPC)0.14%
HOFOKAM Ltd., A Partner Of Catholic Relief Services0.14%
SEDA0.14%
VisionFund Cambodia0.13%
Womens Development Businesses (WDB)0.12%
Negros Women For Tomorrow Foundation, Inc. (NWTF)0.12%
AREGAK Universal Credit Organization0.12%
FAMA OPDF0.12%
Center For Community Transformation Credit Cooperative (CCT)0.12%
Banco D-MIRO S.A.0.11%
Ryada0.11%
Sero Lease And Finance Ltd. (SELFINA)0.11%
MDO Arvand, LLC0.10%
Valley Economic Development Center, Inc.0.09%
Advans Côte D`Ivoire0.08%
UGAFODE Microfinance Limited0.08%
IMPRO0.07%
MAXIMA Mikroheranhvatho0.07%
TYM Fund0.07%
BRAC Pakistan0.07%
Yehu Microfinance Trust0.06%
BRAC Tanzania0.06%
Milango Financial Services0.06%
Opportunity Fund0.06%
Relief International Microfinance Iraq0.06%
Zoona0.05%
Fundacion Campo0.05%
Maya0.05%
Nirdhan Utthan Bank Limited (NUBL)0.05%
Organizacion De Desarrollo Empresarial Femenino (ODEF)0.05%
Cooperativa San Jose0.04%
Fundacion Alternativa0.03%
PT Rekan Usaha Mikro Anda (Ruma)0.03%
Ahon Sa Hirap, Inc. (ASHI)0.03%
Microfund Togo0.03%
Juhudi Kilimo0.03%
AgDevCo0.03%
FECECAV0.03%
Latino Economic Development Center0.03%
Youth Self Employment Foundation (YOSEFO)0.03%
FODEMI, A Partner Of World Vision International0.02%
CIDRE0.02%
K-Met Savings And Credit Cooperative Ltd0.02%
Patan Business And Professional Women0.02%
BRAC Uganda0.02%
ASPIRE0.02%
MiCredito0.02%
Opportunity International- Wedco Ltd.0.02%
Zene Za Zene, A Partner Of Women For Women International0.01%
WSDS-Initiate0.01%
Grameen America0.01%
ASI Federal Credit Union0.01%
Kashf Foundation0.01%
BRAC Sierra Leone Microfinance Company Limited0.01%
MIFEX0.01%
Fundo De Desenvolvimento Mulher (FDM), A Partner Of Save The Children0.01%
Friendship Bridge0.01%
Finadev Benin0.01%
ADEPHCA0.01%
ADICLA0.01%
Edpyme Alternativa0.01%

howard and maureen's Lending Activity by Country

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