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Kiva Lender Heather

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Location:
Santa Barbara CA United States
Occupation:
Internet retail sales
I loan because:
I know first hand what a difference a small loan can make and I am thrilled to be able to contribute to the dreams and businesses of people all around the world.
About me:
I have a small business selling items on the internet. It is fun to work at home and spend time with my family and pets.
Check out:
http://www.evercharming.com
Member Since:
May 1, 2006
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Heather's Loans

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1-28 of 222 loans

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Heather's Teams

Heather's Invites

2 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female67.57%
Male32.43%

Country

Distribution By Country
Country %
Cambodia13.06%
Pakistan9.91%
Uganda9.91%
Azerbaijan7.21%
Mexico6.76%
Ecuador5.86%
Tajikistan4.95%
Viet Nam4.95%
Samoa4.50%
Lebanon4.50%
Bulgaria2.25%
Paraguay2.25%
Peru2.25%
Senegal1.80%
Tanzania1.80%
Togo1.80%
Mongolia1.80%
Honduras1.35%
Moldova1.35%
Afghanistan1.35%
Kenya0.90%
Dominican Republic0.90%
Ukraine0.90%
Nicaragua0.90%
Mozambique0.90%
Nepal0.90%
Bolivia0.45%
Armenia0.45%
Ghana0.45%
Cote D`Ivoire0.45%
Iraq0.45%
Benin0.45%
Bosnia And Herzegovina0.45%
Kyrgyzstan0.45%
Philippines0.45%
Indonesia0.45%
Sierra Leone0.45%

Sector

Distribution By Sector
Sector %
Food25.23%
Retail21.17%
Agriculture15.77%
Services11.71%
Clothing11.26%
Transportation5.86%
Housing2.25%
Construction2.25%
Arts1.80%
Manufacturing0.90%
Entertainment0.45%
Personal Use0.45%
Wholesale0.45%
Health0.45%

Partner

Distribution By Field Partner
Field Partner %
Asasah, A Partner Of Save The Children9.91%
Women`s Initiative To Eradicate Poverty (WITEP)9.01%
AMK (Angkor Microfinance Kampuchea)6.31%
MIFEX5.86%
Al Majmoua Lebanese Association For Development4.50%
South Pacific Business Development (SPBD)4.50%
Admic Nacional4.05%
Komak Credit Union4.05%
Norwegian Microcredit LLC (Normicro)3.15%
KREDIT Ltd.3.15%
Fundación Paraguaya2.25%
TYM Fund2.25%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children2.25%
MLF Microinvest, A Partner Of ACDI/VOCA2.25%
MLO Humo And Partners2.25%
Credituyo2.25%
Microfund Togo1.80%
SEDA1.80%
XacBank1.80%
Mikrofond EAD1.80%
MAXIMA Mikroheranhvatho Co., Ltd.1.35%
Ariana Financial Services Joint Stock Company (AFS), A Partner Of Mercy Corps1.35%
Microinvest1.35%
Microfinanzas Prisma1.35%
Youth Self Employment Foundation (YOSEFO)1.35%
Prisma Microfinance1.35%
Life In Africa Foundation (LiA)0.90%
Patan Business And Professional Women0.90%
HOPE Ukraine, A Partner Of HOPE International0.90%
Esperanza International Dominican Republic, A Partner Of HOPE International0.90%
AFODENIC0.90%
Ebony Foundation (Eb-F)0.90%
Senegal Ecovillage Microfinance Fund (SEM)0.90%
FINCA Peru0.90%
Zene Za Zene, A Partner Of Women For Women International0.45%
UIMCEC, A Partner Of ChildFund International0.45%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International0.45%
Sero Lease And Finance Ltd. (SELFINA)0.45%
Afrique Emergence & Investissements (AE&I)0.45%
Regional Economic Development Center (REDC Bulgaria)0.45%
MCC Mol Bulak Finance LLC0.45%
Fund For Thanh Hoa Poor Women (FPW), A Partner Of Save The Children0.45%
Fundo De Desenvolvimento Mulher (FDM), A Partner Of Save The Children0.45%
Family Business Partners/Ganesha (MBK)0.45%
Christian Rural Aid Network (CRAN)0.45%
Capital Aid Fund For Employment Of The Poor (CEP)0.45%
CAURIE Microfinance, A Partner Of Catholic Relief Services0.45%
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)0.45%
Hluvuku-Adsema0.45%
Alternativa Solidaria Chiapas (AlSol)0.45%
Alidé0.45%
Iraqi Al-Aman Center/Kirkuk0.45%
IMPRO0.45%
IMON International0.45%
Nor Horizon Universal Credit Organization Limited Liability Company0.45%