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Location:
Melbourne, Victoria, Australia
Occupation:
Website Developer
I loan because:
Bill Clinton's book "Giving" spoke about Kiva and I knew immediately that I wanted to be involved with this. I like the proverb "Show a man and he'll teach no-one. Show a woman and she'll teach the village." Another proverb I like is "Money is like manure. You've got to spread it around to let small things grow." The idea of being a like a small bank is such a wonderful idea! To be directly contributing to people growing their businesses in places that are tiny specks on a map is just an awesome concept!
About me:
I work as a website developer in the government sector. My organisation serves an area with a population of over 100,000 people, providing services from children's health, youth services, aged care, health, events, infrastructure and more. The website I develop helps people learn about our activities and how we can help them in their lives.
Member Since:
Jul 24, 2008
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Michael's Loans

1-28 of 115 loans

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Michael's Teams

Michael's Invites

Showing 7 accepted invitations

  • Edinburgh, Scotland, United Kingdom
  • United Kingdom
  • Melbourne, Victoria, Australia
  • Melbourne, Victoria, Australia
  • Australia
  • Narre Warren, Victoria, Australia

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female86.09%
Male13.91%

Country

Distribution By Country
Country %
Mongolia9.57%
Togo9.57%
Iraq7.83%
Kenya6.96%
Dominican Republic5.22%
Nigeria5.22%
Sierra Leone4.35%
Peru4.35%
Mexico3.48%
Pakistan3.48%
Zimbabwe2.61%
Afghanistan2.61%
Yemen2.61%
Uganda2.61%
Nicaragua2.61%
Mali2.61%
Benin2.61%
Cambodia2.61%
Ghana2.61%
Senegal1.74%
Ecuador1.74%
Indonesia1.74%
Timor-Leste0.87%
Bolivia0.87%
Burkina Faso0.87%
Viet Nam0.87%
The Democratic Republic Of The Congo0.87%
Colombia0.87%
Haiti0.87%
Honduras0.87%
Costa Rica0.87%
Congo0.87%
South Sudan0.87%
Liberia0.87%
Tanzania0.87%

Sector

Distribution By Sector
Sector %
Retail38.26%
Food21.74%
Clothing13.04%
Services9.57%
Agriculture7.83%
Housing4.35%
Transportation2.61%
Wholesale1.74%
Personal Use0.87%

Partner

Distribution By Field Partner
Field Partner %
XacBank6.96%
Women And Associations For Gain Both Economic And Social (WAGES)6.96%
Esperanza International Dominican Republic, A Partner Of HOPE International6.09%
CHF International Access To Credit Services Initiatives (ACSI) Iraq5.22%
Lift Above Poverty Organization (LAPO)5.22%
Manuela Ramos / CrediMUJER4.35%
Asasah3.48%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International3.48%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…2.61%
Alidé2.61%
Ariana Financial Services Joint Stock Company (AFS), A Partner Of Mercy Corps2.61%
Soro Yiriwaso, A Partner Of Save The Children2.61%
AMK (Angkor Microfinance Kampuchea)2.61%
Sinapi Aba Trust (SAT)2.61%
Al-Amal Microfinance Bank2.61%
MicroKing Finance2.61%
Koperasi Mitra Usaha Kecil (MUK)1.74%
León 2000 IMF1.74%
Pearl Microfinance Limited1.74%
Credituyo1.74%
FECECAV1.74%
Credit Mongol1.74%
VisionFund Mexico1.74%
Faulu Kenya1.74%
Al-Thiqa Organization1.74%
Tuba Rai Metin0.87%
UIMCEC, A Partner Of ChildFund International0.87%
Transcapital0.87%
Milango Financial Services0.87%
Relief International Microfinance Iraq0.87%
Prisma Honduras, S.A.0.87%
Microfund Togo0.87%
SMEP - Deposit Taking Microfinance Limited0.87%
HOPE Congo S.A.0.87%
BRAC Uganda0.87%
Capital Aid Fund For Employment Of The Poor (CEP)0.87%
CAURIE Microfinance, A Partner Of Catholic Relief Services0.87%
BRAC Tanzania0.87%
BRAC South Sudan0.87%
Association For Rural Development (ARD)0.87%
Banco D-MIRO S.A.0.87%
CEPRODEL0.87%
Fundación AgroCapital, A Partner Of ACDI/VOCA0.87%
K-Met Savings And Credit Cooperative Ltd0.87%
Local Enterprise Assistance Program (LEAP), A Partner Of World Hope International And World Relief0.87%
Interactuar0.87%
Hekima, A Partner Of World Relief0.87%
Fundación ESPOIR0.87%
Fundacion Mujer0.87%
Micro Start/AFD0.87%

Michael's Lending Activity by Country

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fundraising loans

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