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Location:
Melbourne Victoria Australia
Occupation:
Website Developer
I loan because:
Bill Clinton's book "Giving" spoke about Kiva and I knew immediately that I wanted to be involved with this.

I like the proverb "Show a man and he'll teach no-one. Show a woman and she'll teach the village." Another proverb I like is "Money is like manure. You've got to spread it around to let small things grow."

The idea of being a like a small bank is such a wonderful idea! To be directly contributing to people growing their businesses in places that are tiny specks on a map is just an awesome concept!
About me:
I work as a website developer in the government sector. My organisation serves an area with a population of over 100,000 people, providing services from children's health, youth services, aged care, health, events, infrastructure and more.

The website I develop helps people learn about our activities and how we can help them in their lives.
Member Since:
Jul 24, 2008
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Michael's Loans

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1-28 of 91 loans

  • Maimouna
    Cereals
    Mali
    Paying back
    0% repaid
  • Azima
    Fuel/Firewood
    Togo
    Paying back
    17% repaid
  • Enkhtuya
    Shoe Sales
    Mongolia
    Paying back
    17% repaid
  • Raed
    Barber Shop
    Iraq
    Paying back
    29% repaid
  • Davaasuren
    Personal Housing Expenses
    Mongolia
    Paying back
    15% repaid
  • Jane
    General Store
    Kenya
    Paying back
    75% repaid
  • Handmaa
    Home Products Sales
    Mongolia
    Paid back
    100% repaid
  • Mohamad
    Cafe
    Iraq
    Paying back
    83% repaid
  • Zeid
    Grocery Store
    Iraq
    Paying back
    91% repaid
  • Afi
    Retail
    Togo
    Paid back
    100% repaid
  • Kossiwa
    Food Market
    Togo
    Paid back
    100% repaid
  • Progreso Y Conciliacion 1, 2 & 3 Group
    Clothing Sales
    Dominican Republic
    Paid back
    100% repaid
  • Atheer
    Office Supplies
    Iraq
    Paying back
    75% repaid
  • Houssam
    Bakery
    Iraq
    Paying back
    91% repaid
  • Bakary
    Spare Parts
    Mali
    Paid back
    100% repaid
  • Tsetsegmaa
    Clothing Sales
    Mongolia
    Paid back
    100% repaid
  • Hamed
    Air Conditioning
    Iraq
    Paid back
    100% repaid
  • Anonymous
    Spare Parts
    Iraq
    Paid back
    100% repaid
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Michael's Invites

6 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female84.62%
Male15.38%

Country

Distribution By Country
Country %
Mongolia10.99%
Togo10.99%
Iraq9.89%
Nigeria6.59%
Dominican Republic5.49%
Peru5.49%
Pakistan4.40%
Kenya4.40%
Mali3.30%
Mexico3.30%
Afghanistan3.30%
Sierra Leone3.30%
Cambodia3.30%
Uganda3.30%
Ghana3.30%
Nicaragua2.20%
Benin2.20%
Senegal2.20%
Zimbabwe1.10%
South Sudan1.10%
Tanzania1.10%
Liberia1.10%
Colombia1.10%
Bolivia1.10%
Congo1.10%
Costa Rica1.10%
Honduras1.10%
Ecuador1.10%
Indonesia1.10%

Sector

Distribution By Sector
Sector %
Retail35.16%
Food25.27%
Clothing12.09%
Services10.99%
Agriculture8.79%
Housing4.40%
Wholesale2.20%
Transportation1.10%

Partner

Distribution By Field Partner
Field Partner %
XacBank7.69%
Women And Associations For Gain Both Economic And Social (WAGES)7.69%
CHF International Access To Credit Services Initiatives (ACSI) Iraq6.59%
Lift Above Poverty Organization (LAPO)6.59%
Esperanza International Dominican Republic, A Partner Of HOPE International5.49%
Manuela Ramos / CrediMUJER5.49%
Asasah, A Partner Of Save The Children4.40%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International3.30%
Soro Yiriwaso, A Partner Of Save The Children3.30%
Sinapi Aba Trust (SAT)3.30%
AMK (Angkor Microfinance Kampuchea)3.30%
Ariana Financial Services Joint Stock Company (AFS), A Partner Of Mercy Corps3.30%
FECECAV2.20%
Pearl Microfinance Limited2.20%
Al-Thiqa Organization2.20%
Credit Mongol LLC2.20%
Credituyo2.20%
Alidé2.20%
Local Enterprise Assistance Program (LEAP), A Partner Of World Hope International And World Relief1.10%
Microfund Togo1.10%
MicroKing Savings And Credit Company (MKF)1.10%
Transcapital Company Ltd.1.10%
SMEP Deposit Taking Microfinance Limited1.10%
Relief International Microfinance Iraq1.10%
Prisma Honduras, S.A.1.10%
UIMCEC, A Partner Of ChildFund International1.10%
Fundacion Realidad A.C (FRAC), A Partner Of World Vision International1.10%
CAURIE Microfinance, A Partner Of Catholic Relief Services1.10%
CEPRODEL1.10%
BRAC Uganda1.10%
BRAC Tanzania1.10%
Banco D-MIRO S.A.1.10%
BRAC South Sudan1.10%
Faulu Kenya1.10%
Fundación AgroCapital, A Partner Of ACDI/VOCA1.10%
K-Met Savings And Credit Cooperative Ltd1.10%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…1.10%
Interactuar1.10%
HOPE Congo S.A.1.10%
Fundación León 20001.10%
Fundacion Mujer1.10%
Koperasi Mitra Usaha Kecil (MUK)1.10%