As I travel accross the world I find that I can only truly help people by going through institutions such as Kiva .
I live with my wife. and do all the cooking in the house.I am a retired school teacher who has more time to spend with his family. I have one son and a daughter who both have their own family. I also have a grand son and two grand-daughters. I also do some fishing and hunting as sports. I grow tomatoes on my balcony.