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Kiva Fellow Carlos

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Location:
Raleigh NC United States
Occupation:
Engineer
I loan because:
everyone deserves a chance
Member Since:
Mar 28, 2008
Bio:
Carlos Cruz Montano grew up in Mexico City and moved to the United States in 1998 to complete his undergraduate studies. He brings a background in project work as a design and lead engineer in the Capital Projects Team with Entergy in New Orleans. He studied business part time and concentrated in International Business. During this time he developed interest in small business and social entrepreneurship and volunteered as a translator for the Louisiana Small Business Development Center. Carlos likes to travel and practices yoga; he believes every work experience is an opportunity to learn and serve others.
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Carlos's Kiva Fellowships

What is a Kiva Fellowship?
Member of Kiva Fellows Class KF10

Fellow at Asociación ASDIR

Guatemala

Feb 5, 2010 to Apr 30, 2010

Member of Kiva Fellows Class KF12

Fellow at Fundación Paraguaya

Paraguay

Aug 18, 2010 to Dec 1, 2010

Member of Kiva Fellows Class KF14

Fellow at Local Enterprise Assistance Program (LEAP), a partner of World Hope International and World Relief

Liberia

Jan 4, 2011 to May 22, 2011

Member of Kiva Fellows Class KF14

Fellow at BRAC Liberia Microfinance Company Limited

Liberia

Jan 4, 2011 to May 22, 2011

Updates From The Field

Stretching a buck in Monrovia
May 9, 2011
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by Carlos Cruz Montaño KF14, Liberia Are you hungry and you have only one dollar for a snack? With an exchange rate around 72 Liberian Dollars (LRD) per US dollar, a buck will give you a chance to try [...]
Unusual Roles of a Kiva Fellowship
Apr 27, 2011
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What do a woman, a priest, a diamond trader have in common with microfinance? As a Kiva Fellow one has many roles like trainer, guest speaker, advisor and others but I never expected someone to think of me as a [...]
Knowing and Understanding, Saber y Entender
Mar 1, 2011
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The Difference Between Knowing & Understanding by Carlos Cruz Montano, KF14 Finished Collecting. Terminando de Cobrar. One of my local friends came to [...]
$3,000 Rent Anyone? Renta de 3,000 dólares? No, Gracias!
Jan 28, 2011
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By Carlos Cruz Montaño, KF14, Liberia Upon arriving to Liberia I started looking for a place to live, was just looking for a furnished apartment with nothing out of the ordinary… walked into a new [...]
Bus rides and long walks
Dec 12, 2010
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By Carlos Cruz Montaño, KF12, Paraguay Want to know what is it like to work with a loan officer? Come on… join the ride for a day! Click to view slideshow. Should be an easy day, I planned to [...]
The cost of doing good (El costo de hacer el bien)
Nov 5, 2010
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Carlos Cruz Montaño, KF12 Paraguay One of my favorite business talks is from Yvon Chouinard, the founder/owner of Patagonia , an outdoor clothing manufacturer. Patagonia has been very successful at [...]

Entrepreneurs Carlos Has Visited

Update for Héctor
Dec 28, 2010
Thank you for supporting entrepreneurs in Paraguay. My name is Carlos Cruz Montaño and I recently concluded my work as a Kiva Fellow with Fundación Paraguaya (FP) in Asunción. I have to confess that [...]

Carlos's Loans

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1-28 of 160 loans

  • Junta De Saneamiento De La Cñia. Yhaca Roysa Group
    Junta De…
    Water Distribution
    Paraguay
    Paying back
    0% repaid
  • Beatrice
    Beatrice
    General Store
    Liberia
    Paying back
    0% repaid
  • Abdulwly
    Abdulwly
    Personal Housing Expenses
    Yemen
    Paying back
    0% repaid
  • Esther Group
    Esther Group
    Clothing Sales
    Guatemala
    Paying back
    0% repaid
  • Amadou
    Amadou
    Used Clothing
    Mali
    Paying back
    0% repaid
  • Hatem
    Hatem
    Cafe
    Palestine
    Paying back
    0% repaid
  • Almabubu
    Almabubu
    Clothing Sales
    Kyrgyzstan
    Paying back
    0% repaid
  • Anonymous
    Anonymous
    General Store
    Ecuador
    Expired
    0% repaid
  • Maya
    Maya
    Cattle
    Georgia
    Paying back
    6% repaid
  • Paul
    Paul
    Services
    Zambia
    Paying back
    0% repaid
  • Nizar
    Nizar
    Retail
    Lebanon
    Paying back
    30% repaid
  • Temur
    Temur
    Food Production/Sales
    Georgia
    Paying back
    5% repaid
  • Samvel
    Samvel
    General Store
    Armenia
    Paying back
    5% repaid
  • Rustam
    Rustam
    Clothing Sales
    Tajikistan
    Expired
    0% repaid
  • Rigoberto
    Rigoberto
    Services
    El Salvador
    Paying back
    9% repaid
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Carlos's Teams

Carlos's Invites

5 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female56.88%
Male43.13%

Country

Distribution By Country
Country %
Mexico13.13%
Tajikistan7.50%
Nicaragua6.25%
Peru6.25%
Bolivia4.38%
Dominican Republic4.38%
Azerbaijan4.38%
Paraguay3.75%
Lebanon3.13%
Liberia3.13%
Cambodia2.50%
Uganda2.50%
Pakistan2.50%
Philippines2.50%
Palestine1.88%
Mongolia1.88%
Georgia1.88%
Ecuador1.88%
Guatemala1.88%
El Salvador1.88%
Sierra Leone1.25%
Mozambique1.25%
Samoa1.25%
Mali1.25%
Ghana1.25%
Benin1.25%
Honduras1.25%
Costa Rica1.25%
Kyrgyzstan1.25%
Ukraine0.63%
Togo0.63%
United States0.63%
Viet Nam0.63%
Zimbabwe0.63%
Zambia0.63%
Yemen0.63%
Tanzania0.63%
Chile0.63%
Indonesia0.63%
Iraq0.63%
Israel0.63%
Jordan0.63%
Kenya0.63%
Colombia0.63%
Armenia0.63%
Rwanda0.63%
Nigeria0.63%

Sector

Distribution By Sector
Sector %
Retail33.75%
Food16.88%
Agriculture13.75%
Services11.88%
Clothing10.63%
Transportation4.38%
Housing3.13%
Construction1.88%
Arts1.25%
Personal Use1.25%
Manufacturing0.63%
Wholesale0.63%

Partner

Distribution By Field Partner
Field Partner %
Credituyo5.00%
Fundacion Realidad A.C (FRAC), A Partner Of World Vision International4.38%
IMON International3.75%
Fundación Paraguaya3.75%
Esperanza International Dominican Republic, A Partner Of HOPE International3.75%
BRAC Liberia Microfinance Company Limited3.13%
MLO Humo And Partners3.13%
Asasah, A Partner Of Save The Children2.50%
CrediComun2.50%
Komak Credit Union2.50%
Microfinanzas Prisma2.50%
AFODENIC2.50%
Al Majmoua Lebanese Association For Development2.50%
Pearl Microfinance Limited1.88%
LLC Micro Finance Organization Credo1.88%
Fundación AgroCapital, A Partner Of ACDI/VOCA1.88%
Asociación ASDIR1.88%
Aqroinvest Credit Union1.88%
Bai Tushum & Partners1.25%
Alalay Sa Kaunlaran, Inc. (ASKI)1.25%
AMK (Angkor Microfinance Kampuchea)1.25%
FINCA Peru1.25%
Fundación León 20001.25%
KREDIT Ltd.1.25%
Admic Nacional1.25%
South Pacific Business Development (SPBD)1.25%
XacBank1.25%
Soro Yiriwaso, A Partner Of Save The Children1.25%
Prisma Honduras, S.A.1.25%
Palestine For Credit & Development (FATEN)1.25%
PADECOMSM1.25%
Hluvuku-Adsema1.25%
CEPRODEL1.25%
Asociación Arariwa1.25%
Emprender1.25%
Banco D-MIRO S.A.1.25%
Nor Horizon Universal Credit Organization Limited Liability Company0.63%
Capital Aid Fund For Employment Of The Poor (CEP)0.63%
ADEPHCA0.63%
Mobile Transactions (MTZ)0.63%
CHF International Access To Credit Services Initiatives (ACSI) Iraq0.63%
MicroKing Savings And Credit Company (MKF)0.63%
ADIM (Asociación Alternativa Para El Desarrollo Integral De Las Mujeres)0.63%
Caja Rural Señor De Luren0.63%
Negros Women For Tomorrow Foundation, Inc. (NWTF)0.63%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International0.63%
Tujijenge Tanzania Ltd0.63%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International0.63%
VisionFund Indonesia0.63%
Women And Associations For Gain Both Economic And Social (WAGES)0.63%
Tamweelcom0.63%
Association For Rural Development (ARD)0.63%
MDO Arvand, LLC0.63%
Sinapi Aba Trust (SAT)0.63%
BRAC Uganda0.63%
Ryada, A Partner Of CHF International0.63%
Lift Above Poverty Organization (LAPO)0.63%
ACCION Texas Inc.0.63%
Fundacion Campo0.63%
Fundacion Mujer0.63%
Credit Mongol LLC0.63%
FUDECOSUR0.63%
Fondo Esperanza0.63%
Faulu Kenya0.63%
Finadev Benin0.63%
EDAPROSPO0.63%
Ameen S.a.l.0.63%
Fundación San Miguel Arcángel, Inc. (FSMA)0.63%
Interactuar0.63%
CIDRE0.63%
Koret Israel Economic Development Funds (KIEDF)0.63%
Christian Rural Aid Network (CRAN)0.63%
IMPRO0.63%
Alidé0.63%
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)0.63%
Cooperativa San Jose0.63%
HOPE Ukraine, A Partner Of HOPE International0.63%
Al-Amal Microfinance Bank0.63%