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Kiva Lender Bernhard

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Location:
Ebertswil, ZH, Switzerland
Occupation:
Software developer
I loan because:
Independent small businesses are the only way to not get trapped into the neocolonialist dependencies of big multinational companies. I also believe in helping people help themselves.
About me:
I develop computer applications and operating systems - primarily on the Linux OS.
Check out:
http://arklinux.ch
Member Since:
Jun 25, 2009
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Bernhard's Loans

1-28 of 175 loans

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Bernhard's Teams

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female55.43%
Male44.57%

Country

Distribution By Country
Country %
Palestine9.71%
Lebanon8.57%
Peru8.00%
Kenya6.29%
Yemen6.29%
Philippines5.71%
Uganda5.14%
Nicaragua5.14%
Ecuador4.57%
Mexico4.00%
Bolivia3.43%
Mongolia2.29%
Tanzania2.29%
Togo2.29%
Cambodia2.29%
Tajikistan2.29%
El Salvador1.71%
Iraq1.71%
Jordan1.71%
Colombia1.71%
Rwanda1.14%
The Democratic Republic Of The Congo1.14%
Ukraine1.14%
Sierra Leone1.14%
Paraguay1.14%
Pakistan1.14%
Ghana0.57%
Guatemala0.57%
United States0.57%
Burundi0.57%
Zimbabwe0.57%
Honduras0.57%
Viet Nam0.57%
Dominican Republic0.57%
Congo0.57%
Chile0.57%
Burkina Faso0.57%
Benin0.57%
Kyrgyzstan0.57%
Georgia0.57%

Sector

Distribution By Sector
Sector %
Food20.57%
Services17.14%
Retail15.43%
Agriculture13.14%
Housing9.14%
Clothing7.43%
Personal Use5.14%
Transportation4.00%
Education2.29%
Construction2.29%
Manufacturing1.71%
Arts1.14%
Health0.57%

Partner

Distribution By Field Partner
Field Partner %
Palestine For Credit & Development (FATEN)8.57%
Vitas. S.a.l.6.86%
Al-Amal Microfinance Bank6.29%
Pearl Microfinance Limited3.43%
EDAPROSPO3.43%
VisionFund Mexico2.86%
Fundación ESPOIR2.86%
Alalay Sa Kaunlaran, Inc. (ASKI)2.29%
AFODENIC2.29%
Tujijenge Tanzania Ltd2.29%
Paglaum Multi-Purpose Cooperative (PMPC)2.29%
CHF International Access To Credit Services Initiatives (ACSI) Iraq1.71%
Faulu Kenya1.71%
Microfinanzas Prisma1.71%
CSC MDO "IMON International"1.71%
Women And Associations For Gain Both Economic And Social (WAGES)1.71%
Al Majmoua Lebanese Association For Development1.71%
Fundación Mario Santo Domingo (FMSD)1.14%
Fundacion Alternativa1.14%
Asasah1.14%
Fundación Paraguaya1.14%
Gata Daku Multi-purpose Cooperative (GDMPC)1.14%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…1.14%
León 2000 IMF1.14%
Milango Financial Services1.14%
PADECOMSM1.14%
XacBank1.14%
Emprender1.14%
AMK (Angkor Microfinance Kampuchea)1.14%
Credit Mongol1.14%
Tamweelcom1.14%
Asociación Arariwa1.14%
Ryada1.14%
Edpyme Alternativa1.14%
MicroKing Finance0.57%
MLO Humo And Partners0.57%
Microfund Togo0.57%
Yehu Microfinance Trust0.57%
Urwego Opportunity Bank0.57%
National Microfinance Bank0.57%
Micro Start/AFD0.57%
Turame Community Finance, A Partner Of World Relief And HOPE International0.57%
SMEP - Deposit Taking Microfinance Limited0.57%
MiCredito0.57%
UGAFODE Microfinance Limited0.57%
Prisma Honduras, S.A.0.57%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International0.57%
Sinapi Aba Trust (SAT)0.57%
VisionFund Cambodia0.57%
Pro Mujer Bolivia0.57%
One Acre Fund0.57%
Hekima, A Partner Of World Relief0.57%
Caja Rural Señor De Luren0.57%
BRAC Uganda0.57%
Capital Aid Fund For Employment Of The Poor (CEP)0.57%
CEPRODEL0.57%
Cooperativa San Jose0.57%
CIDRE0.57%
Bai Tushum & Partners0.57%
Association For Rural Development (ARD)0.57%
Agro Capital Management LLC0.57%
ADIM (Asociación Alternativa Para El Desarrollo Integral De Las Mujeres)0.57%
Alidé0.57%
Amasezerano Community Banking S.A.0.57%
Asociación ASDIR0.57%
CrediComun0.57%
Credituyo0.57%
HOPE DRC, A Partner Of HOPE International0.57%
HOPE Congo S.A.0.57%
HOPE Ukraine0.57%
IMPRO0.57%
Juhudi Kilimo0.57%
Interactuar0.57%
HOFOKAM Ltd., A Partner Of Catholic Relief Services0.57%
Accion East And Online0.57%
Fondo Esperanza0.57%
Esperanza International Dominican Republic, A Partner Of HOPE International0.57%
Fundación AgroCapital, A Partner Of ACDI/VOCA0.57%
Fundacion Campo0.57%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children0.57%
LLC Micro Finance Organization Credo0.57%

Bernhard's Lending Activity by Country

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