Kiva

Kiva Lender Ben Monarch

Location:: Arlington VA United States
Occupation:: U.S. Government
I loan because:: Microfinance provides a dignified and effective means of encouraging entrepreneurialism within emerging economies. For too long the attitude has been to simply provide handouts, which have (in some cases) bred dependency and demeaned aid recipients. Microfinance creates an equal partnership between creditor and debtor, which can then be an example to others within emerging economies that if the entrepreneurial spirit is alive then there is a means to finance it.
Furthermore, microfinance lacks the presumption that loaners-know-best, and instead puts faith in the borrower to apply his or her financing toward a worthy endeavor. Lastly, microfinance embodies the most admirable quality of capitalism, that being; if someone wishes to improve their way of life they can do so if they try. Microfinance can provide the world with a new vision for development, and in the process forge bonds which transcend borders and establish that with diligence, goals, and capital we can always make tomorrow better than today.
Member Since:: Mar 5, 2008
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8 loans

1 accepted invitations

Gender

Distribution By Gender
Gender	%
Male	62.50%
Female	37.50%

Country

Distribution By Country
Country	%
Tanzania	12.50%
The Democratic Republic Of The Congo	12.50%
Togo	12.50%
Sierra Leone	12.50%
Mozambique	12.50%
Ghana	12.50%
Iraq	12.50%
Azerbaijan	12.50%

Sector

Partner

Distribution By Field Partner
Field Partner	%
Hluvuku-Adsema	12.50%
Microfund Togo	12.50%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International	12.50%
Hekima, A Partner Of World Relief	12.50%
Christian Rural Aid Network (CRAN)	12.50%
BRAC Tanzania	12.50%
CHF International Access To Credit Services Initiatives (ACSI) Iraq	12.50%
Aqroinvest Credit Union	12.50%