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Location:
Radal Norway
Occupation:
CTO of a Telecom Solution Developer company
I loan because:
I like the direct and concrete approach on where my money is going. Compare this to certain Norwegian aid-organizations where only a small percentage (10% - 40%) is actually going to aid, the rest is spent on "administrative issues".
About me:
My work is about making communication between people possible with new and cheaper technology.

VoIP is going to make a huge impact on the way people in developing countries will communicate with each other in the future.
Check out:
http://www.open-voip.com/
Member Since:
Nov 15, 2007
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Ruben's Loans

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1-28 of 59 loans

  • Otgonbayar
    Blacksmith
    Mongolia
    Paid back
    100% repaid
  • Pea
    Clothing Sales
    Samoa
    Paid back
    100% repaid
  • Adiel
    Fruits & Vegetables
    Colombia
    Paid back
    100% repaid
  • Luz Dary
    Retail
    Colombia
    Paid back
    100% repaid
  • Maana
    Food Market
    Ghana
    Paid back
    100% repaid
  • Arturo
    Animal Sales
    Peru
    Paid back
    100% repaid
  • Héctor
    Grocery Store
    Paraguay
    Paid back
    100% repaid
  • Gustavo
    Grocery Store
    Paraguay
    Paid back
    100% repaid
  • Ronald
    Food Production/Sales
    Bolivia
    Paid back
    100% repaid
  • Ntirandekura
    Phone Accessories
    Rwanda
    Paid back
    100% repaid
  • Ramzi
    Home Products Sales
    Lebanon
    Paid back
    100% repaid
  • Jackson Luis
    General Store
    Nicaragua
    Paid back
    100% repaid
  • Ahmad
    Barber Shop
    Lebanon
    Paid back
    100% repaid
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Ruben's Teams

Ruben's Invites

3 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female61.02%
Male38.98%

Country

Distribution By Country
Country %
Peru13.56%
Ecuador10.17%
Colombia10.17%
Bolivia10.17%
El Salvador5.08%
Honduras5.08%
Nicaragua5.08%
Paraguay5.08%
Senegal3.39%
Tanzania3.39%
Mongolia3.39%
Cambodia3.39%
Lebanon3.39%
Guatemala3.39%
Viet Nam1.69%
Togo1.69%
Uganda1.69%
Cote D`Ivoire1.69%
Rwanda1.69%
Mozambique1.69%
Ghana1.69%
Azerbaijan1.69%
Samoa1.69%

Sector

Distribution By Sector
Sector %
Retail38.98%
Food32.20%
Clothing11.86%
Agriculture10.17%
Services3.39%
Manufacturing1.69%
Transportation1.69%

Partner

Distribution By Field Partner
Field Partner %
Interactuar8.47%
Fundación Paraguaya5.08%
Microfinanzas Prisma5.08%
Prisma Honduras, S.A.5.08%
Apoyo Integral5.08%
UIMCEC, A Partner Of ChildFund International3.39%
Fundación ESPOIR3.39%
Tujijenge Tanzania Ltd3.39%
KREDIT Ltd.3.39%
FINCA Peru3.39%
Pro Mujer Bolivia3.39%
Fundación León 20003.39%
Edpyme Alternativa3.39%
Banco D-MIRO S.A.3.39%
Al Majmoua Lebanese Association For Development3.39%
Pearl Microfinance Limited1.69%
Microfund Togo1.69%
Asociación ASDIR1.69%
MIFEX1.69%
South Pacific Business Development (SPBD)1.69%
XacBank1.69%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International1.69%
Afrique Emergence & Investissements (AE&I)1.69%
Manuela Ramos / CrediMUJER1.69%
Aqroinvest Credit Union1.69%
Christian Rural Aid Network (CRAN)1.69%
Credit Mongol LLC1.69%
Fundación AgroCapital, A Partner Of ACDI/VOCA1.69%
Fund For Thanh Hoa Poor Women (FPW), A Partner Of Save The Children1.69%
FAPE1.69%
AFODENIC1.69%
Fundación Mario Santo Domingo (FMSD)1.69%
CIDRE1.69%
IMPRO1.69%
Hluvuku-Adsema1.69%
Cooperativa San Jose1.69%
Emprender1.69%