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Kiva Fellow Joel

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Location:
Cape Town, South Africa
Occupation:
Student
I loan because:
Social investment is just as important (and has just as high of returns) as financial investments.
About me:
I study the intersection of development issues and finance at a university in South Africa. I am currently serving as a Kiva Fellow in Kisumu, Kenya with K-MET.
Member Since:
Aug 8, 2008
Bio:
Joel was born and raised in a small town near Seattle, WA. At Pepperdine University, Joel was a Rhodes Scholar state finalist as well as a national finalist for the Simon Fellowship for Noble Purpose. He also received the Helen Pepperdine Volunteer Service Award in 2005. After working in the financial services industry for three years, Joel’s passion for development issues has led him to the University of Stellenbosch in South Africa where he is doing research on the impact of microfinance in East Africa. He is excited to be partnering with K-MET in Kisumu, Kenya to make a difference in the field of microfinance, and couldn’t be happier to be sharing this experience with his wife, Alison, who is also a Kiva Fellow.
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Joel's Kiva Fellowships

What is a Kiva Fellowship?
Member of Kiva Fellows Class KF8

Fellow at K-Met Savings and Credit Cooperative Ltd

Jun 15, 2009 to Aug 31, 2009

Entrepreneurs Joel Has Visited

Update for Pamela
Aug 18, 2009
Pamela is a busy women these days. She is making chapattis out by the road in the mornings and doing tailoring work in the evening. She’s been doing this type of work for a long time, and it is like second [...]
Update for Mary
Aug 18, 2009
Mary is mainly working as a hairdresser these days. She was fortunate enough to go into partnership with two other talented women, and together, they run a beauty salon. Even though hairdressing hasn’t always [...]
Update for Consolata
Aug 18, 2009
Consolata is a quiet, hard-working woman. She has a successful business selling used clothes on the side of the “ring road” outside of Kisumu, Kenya. I had the opportunity to visit Consolata at her home the [...]
Update for Rose
Aug 18, 2009
Rose has been running her stall in Jubilee market for 14 years. She has been a member of K-MET almost since the organization was started. This loan is her 4th with K-MET, and it has allowed her to build a house [...]
Update for Eveline
Aug 18, 2009
Eveline has been a K-MET member for about 6 months. This means that she she visits the sick in her community, refers to local health providers, educates her peers on health-related issues, and distributes the [...]

Joel's Loans

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Joel's Teams

Joel's Invites

Showing 7 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female65.12%
Male34.88%

Country

Distribution By Country
Country %
Philippines16.28%
Kenya9.30%
Lebanon6.98%
Tanzania4.65%
Rwanda4.65%
Zimbabwe4.65%
Mongolia4.65%
Cambodia4.65%
Ukraine4.65%
Uganda2.33%
Senegal2.33%
Togo2.33%
Peru2.33%
The Democratic Republic Of The Congo2.33%
Yemen2.33%
Pakistan2.33%
Georgia2.33%
Ecuador2.33%
Dominican Republic2.33%
Burundi2.33%
Iraq2.33%
Nicaragua2.33%
Palestine2.33%
Azerbaijan2.33%
Nigeria2.33%
Paraguay2.33%

Sector

Distribution By Sector
Sector %
Agriculture23.26%
Retail20.93%
Clothing13.95%
Services11.63%
Transportation11.63%
Food9.30%
Construction4.65%
Housing4.65%

Partner

Distribution By Field Partner
Field Partner %
Vitas. S.a.l.6.98%
MicroKing Finance4.65%
Negros Women For Tomorrow Foundation, Inc. (NWTF)4.65%
K-Met Savings And Credit Cooperative Ltd4.65%
HOPE Ukraine4.65%
XacBank4.65%
Lift Above Poverty Organization (LAPO)2.33%
MAXIMA Mikroheranhvatho2.33%
LLC Micro Finance Organization Credo2.33%
Paglaum Multi-Purpose Cooperative (PMPC)2.33%
Tujijenge Tanzania Ltd2.33%
VisionFund Cambodia2.33%
Women And Associations For Gain Both Economic And Social (WAGES)2.33%
Youth Self Employment Foundation (YOSEFO)2.33%
Vision Finance Company S.a. (VFC), A Partner Of World Vision International2.33%
UIMCEC, A Partner Of ChildFund International2.33%
Kenya Agency For Development Of Enterprise And Technology (KADET), A Partner Of World Vision…2.33%
Turame Community Finance, A Partner Of World Relief And HOPE International2.33%
Ryada2.33%
Juhudi Kilimo2.33%
Aqroinvest Credit Union2.33%
Asasah2.33%
Banco D-MIRO S.A.2.33%
Amasezerano Community Banking S.A.2.33%
Al-Thiqa Organization2.33%
Ahon Sa Hirap, Inc. (ASHI)2.33%
Al-Amal Microfinance Bank2.33%
Caja Rural Señor De Luren2.33%
Center For Community Transformation Credit Cooperative (CCT)2.33%
HOFOKAM Ltd., A Partner Of Catholic Relief Services2.33%
HOPE DRC, A Partner Of HOPE International2.33%
Gata Daku Multi-purpose Cooperative (GDMPC)2.33%
Fundación Paraguaya2.33%
Community Economic Ventures, Inc. (CEVI), A Partner Of VisionFund International2.33%
Esperanza International Dominican Republic, A Partner Of HOPE International2.33%
AFODENIC2.33%

Joel's Lending Activity by Country

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fundraising loans

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