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Asia M. Arif Group
In this Group: Asia , Qubra , Safia , Anwar , Saeeda
My name is Asia, and I’m a 38-year-old married lady residing in the city of Lahore, Pakistan. Lahore is famous for its historical places and Punjabi foods. I have completed my education until the fifth standard and couldn’t study further because my father’s income was insufficient to pay the school expenses. My husband's name is M. A., and he belongs to the welding profession. I am a mother of five kids: one son and four daughters. My son belongs to a wholesale business. He buys different items (eggs, biscuits, and chips) on wholesale and sells them to different bakeries. He has been in this business for the past three years. I am applying for a loan for my son so that he will be able to expand his wholesale business and purchase more items for it.

I am the group leader of four other women from my locality. Qubra Baji, Safia Baji, Anwar Baji, and Saeeda Baji each want a loan to buy clothes for their cloth selling businesses.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 80.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Asia M. Arif Group's $1,175 loan helped a member to buy items for a wholesale business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 8, 2009
Apr 7, 2009
Currency Exchange Loss:
May 20, 2010