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Lamosa M., 40, is married with five children. She has many years of experience in the Handicrafts business. She sells to the general public and tourists two days per week. She has had four previous loans with SPBD. She expects her weekly net cash flow to be 500 Tala. SPBD loans are Lamosa’s only access to capital because she was never able to qualify for a loan with the traditional banks. Lamosa's loan will be spent on her children's school fees and home improvement.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 12
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.9
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lamosa school fees, iron roofing, cement and timber.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2009
May 1, 2009
Currency Exchange Loss:
Apr 15, 2010