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Cristina
Cristina is a member of the “Juntos de la Mano” (“Holding Hands”) Village Bank. She is 63 years old and widowed with six children. All of her children are adults, though her two youngest still live at home with her. Cristina sells tools and hardware items at a stand at the market in the town of Anta, located about forty minutes outside of Cusco. She has been in this line of work for about ten years. Cristina works seven days a week from 6am to 8pm, and sells about 120-150 soles’ worth of merchandise per day.


Cristina is requesting a loan of 1,500 soles to invest in her business to buy hammers, nails, screws, and other tools. She has pledged to repay her Kiva loan in full and on time. Cristina’s dream is to continue working for many more years. She is pictured below with her two-year-old granddaughter, who accompanied her to her loan disbursal meeting.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,986,025
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Cristina buy hammers, nails and other hardware items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 3, 2009
Listed
Apr 6, 2009
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2009