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Maria is a member of the “Juntos de la Mano” (“Holding Hands”) Village Bank. She is 36 years old and married with six children. Her oldest daughter is 22, while her youngest son is just 14 months old (pictured).

Maria sells electronics on the street in the town of Anta, about forty minutes outside the city of Cusco. She sells mostly radios, stereos, TVs, cameras, and flashlights, as well as small household appliances like blenders. She has been in this line of work for the past two years. Maria works seven days a week, from 6 a.m. to 9 p.m. She usually sells about 300-800 soles (US $95-$254) of merchandise each day, of which about 20% is profit. Maria’s husband runs a photo services store in Anta, and her oldest daughter has a photo services / call center locale in the capital city of Lima, about twenty hours from Anta.

Maria is requesting a loan of 1500 soles to buy more small electronics to sell. She has pledged to repay her Kiva loan in full and on time. Her goal for the future is to expand her husband’s business and open stores in Quillabamba and Abancay, two major cities within eight hours of Anta.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria to buy more small electronics to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 3, 2009
Apr 6, 2009
Currency Exchange Loss:
Sep 15, 2009