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Greetings from Odette in Kabuga, Rwanda! Odette is requesting her first loan from Vision Finance Company so that she may buy more stock for her hardware store. She opened the business in 2005 and currently employs 2 people to assist her in running the shop. She works daily from 6:00am to 6:30pm and earns a monthly profit of approximately 60 USD. She is hoping that this loan will enable her to increase her profit so that she may build a house and more easily pay school fees for her children.

Odette is 43 years old, married, and has five children and cares for one additional 23-year-old orphan. Her children are aged 8, 10, 13, 17, and 19. She is requesting a loan of 500,000 Rwandan Francs to be paid back over 12 months.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 30
    View loans »
    Rwanda Loans Fundraising
  • $13,326,100
    Funds lent in using Kiva
  • 566.5
    Rwanda Francs (RWF) = $1 USD