Kong T., 32, lives in Siem Reap Province with her elderly mother. She is a single woman who earns a living planting vegetables on her farm in the village. She also owns a small rice mill machine, which she uses to supplement her income by providing a milling service to village farmers. Her mother assists with her business operations. Their investments are running smoothly and they have a good income; they earn about $8/day. Since the rice harvesting season is coming, Kong T. is seeking a $1200 loan to order rice stock, which she will hull and sell to market retailers for a profit.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.