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Ama A. is 50 years old. She is divorced, with four children. All her children go to school. She lives with her family at Eguase in the central region of Ghana. For the past 23 years, Ama has been baking bread for sale. In spite of the challenges, Ama is making business progress.

She says she gives best value for money by making sure that her food quality meets her customer’s expectation. But her sales have fallen because of lack of capital to buy raw materials. Ama says prices of commodities are rising, making it difficult to buy more raw materials to make enough bread to meet high daily demand. She says she bakes at most 550 loaves of bread in a day.

Ama needs the loan to buy more bags of flour, sugar, margarine, milk and firewood etc. She says assistance would be very welcome. Ama belongs to a village bank called ‘Independence’.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Ama to buy baking materials like bags of flour, sugar, margarine, yeast and firewood etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 26, 2009
Apr 4, 2009
Currency Exchange Loss:
Oct 15, 2009