Mr. Gerardo L. lives in his own home in the Pokeni zone on the north side of La Paz city.
Gerardo works as an employee in a service institution in this city.
The loan is to pay tuition and school materials, as Gerardo is studying at the university and will soon be finishing his studies.
This is the first time he is seeking a loan and the socioeconomic analysis completed qualifies him favorably and he can access a loan.
El señor Gerardo L. vive en casa propia, en la zona de Pokeni, ladera norte de la ciudad de La Paz.
El señor Gerardo trabaja como empleado en una institución de servicio de esta ciudad.
El crédito solicitado es para el pago de matricula y material de estudios, ya que el señor Gerardo esta realizando estudios superiores y se encuentra pronto a culminar sus estudios.
Esta es la primera vez que solicitan préstamo y el análisis socioeconómico realizado los califican favorablemente y pueden acceder a un crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.