Almost one hectare of the village land and a wooden house in Pursat Province belong to Mrs. In M. and six other family members. She, 56, earns a living cultivating rice and raising pigs in a small pigpen next to her house. She has been farming for years, a skill she learned from her grandparents who have now been dead for a long time. Her husband helps her with her business activities. The old couple have nine children; five of them are single and the others are married and live independently. Two of their single children are employed. Because the farming season is approaching, the family needs to have cows and some fertilizers for their farming business, and this is why they are applying for a loan. They plan to use half of the loan to repair their house.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.