Rosemary Onyango O. is a 31-year-old mother of four children, ages 14, 9, 4.5, and 4. All of her children are in school. She is married to an auto-mechanic and lives in Yolanda slum. She has owned her own motor-vehicle repair shop since 1998 and likes doing business in Kisumu because she was born here. Rosemary estimates that she sees around 15 drivers per day. She is asking for 10,000 K Sh. to buy auto parts but is eager to pay off this loan and ask for a larger one. She will use most of the profits to pay for her children’s school fees.
Rosemary recently joined the K-MET volunteer Community Health Worker (CHW) group in Kisumu, Kenya. As a CHW she will be trained by K-MET and will begin visiting members of her community who are sick with a variety of illnesses. Her work will include distributing Nutriflour (a vitamin enriched flour produced by K-MET) to malnourished patients, providing reproductive health education, referring patients to local clinics and hospitals, and providing basic health care.
Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.