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Mel S. P. is 39 years old is a widow and lives with her child in Phnom Penh, Cambodia. P. has one child who is a student. She works in a school as a primary school teacher. In order to supplement her income, she runs a tailoring business from her home. She would like to use this loan in order to purchase a sewing machine and more clothes for her tailoring business. In the future, P. hopes to open a tailoring business at the market. She hopes that eventually she will be able to afford to send her child to a university.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mel to purchase a sewing machine and clothes to expand business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 20, 2007
May 5, 2007
Currency Exchange Loss:
Dec 13, 2007