Christiana N. is 41 years old. She is married with three children, all of whom are still in school. Some are in the senior high school, while others are still in the junior high school. She lives with her husband and children in a rented apartment in Elmina in the Central Region of Ghana. Elmina is not only a fishing community but also one of the tourist attractions in the region.
Christiana works in order to support her husband financially. She is a hair dresser by profession. She owns a shop in her community where many women come to have their hair fixed. Christiana says she has a number of clients due to her skill, experience and good customer relations. She has been in business for over 25 years and has trained about 50 professionals. Currently, she is training four apprentices. She wants a loan to procure goods such as shampoo, lotion, artificial hair, etc. to expand her services and product offerings.