Rubenia M. is a lady that 15 years ago started her own grocery shop business in the city of Chinandega, specifically in the municipality of Somotillo where she currently lives and works in the grocery shop where she has invested so much.
Her beginnings were tough as in any business but as times went by were was able to improve her situation and today she came to Ceprodel to request for a loan to purchase items for her store and, that way, continue improving her business.
Rubenia M. es una dama que desde hace 15 años inició su propio negocio de pulpería en la ciudad de Chinandega, específicamente en el municipio de Somotillo donde actualmente vive y atiende en su pulpería que tanto ha invertido en ella.
Sus inicios fueron un poco difíciles como todo negocio pero a medida que el tiempo ha venido transcurriendo ha venido mejorando su situación y hoy en día ha llegado a Ceprodel para solicitar un crédito para la compra de los productos para la pulpería y de esta forma continuar mejorando su negocio.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.