Nohemy Del Carmen
In order to carry out this works it is important to note that this is not a small investment, but it takes a lot of money purchase construction materials and work labor. For that reason, she went to Ceprodel to obtain a loan to purchase construction materials and be able to improve her monetary situation and her families’.
La joven Nohemy M. se desempeña como maestra en un pequeño colegio del municipio de Somotillo donde reside. Ella está comprometida con el bienestar de su familia y para ello ha iniciado a reconstruir su casa de habitación mejorando las condiciones de esta.
Para llevar a cabo esta obra es importante destacar que no es poca inversión sino que debe invertir mucho dinero en la compra de los materiales de construcción y en la mano de obra. Por este motivo es que ella ha acudido a Ceprodel para obtener un crédito para la compra de los materiales de construcción y de esta manera salir adelante siempre mejorando su situación económica y la de su familia.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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