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Fredis  Omar
Fredis A. is a gentleman from Estelí city. He works very hard and with dedication raising cattle in his municipality.

For Fredis raising cattle encompasses the care and maintenance of the heifers. It takes him great effort to milk the cows, and later sell the milk in his locale. He is hoping to receive a loan from Ceprodel to be able to keep the heifers and continue improving his situation and that of his family.
View original language description ↓

Fredis A. es un caballero originario de la ciudad de Estelí y cuya labor es la crianza de ganado al cual se dedica con mucho esfuerzo y dedicación en su municipio.

La actividad de la crianza de Ganado del señor Fredis abarca el cuido y mantenimiento de la vaquillas por lo que procura con mucho esfuerzo extraer la leche para posteriormente venderla en su local. La razón por la que espera en Ceprodel es para ser beneficiado con un crédito para invertir en la retención de vaquillas y así continuar mejorando su situación y la de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Fredis Omar to keep heifers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 2, 2009
Mar 31, 2009
Currency Exchange Loss:
Apr 15, 2010