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Damaris Concepción
Mrs. Damaris H. sells various products in her mini market. This has helped her provide better sustenance to her household.

She is a very enthusiastic lady, and she has a great spirit for getting ahead. She has been able to improve her situation and look for the way to bring a better level of life to her small, minor child. She is asking Ceprodel for a loan to buy merchandise to sell in her mini market.
View original language description ↓

La señora Damaris H. se dedica a la venta de productos diversos teniendo su propia pulpería el cual ha logrado mejorar llevando el sustento a su casa de habitación.

Ella es una dama muy entusiasta y con un gran espíritu de superación que ha logrado mejorar su situación y buscado la manera de cómo brindar un mejor nivel de vida a su pequeño hijo por ser menor de edad. La razón por la que acude a Ceprodel es para ser beneficiada con un crédito para la compra de la mercadería para ofertarla en su pulpería.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 128
    View loans »
    Nicaragua Loans Fundraising
  • $24,581,200
    Funds lent in using Kiva
  • 20.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Damaris Concepción buy products.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 2, 2009
Mar 31, 2009
Currency Exchange Loss:
Nov 15, 2009