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Mujeres Emprendedoras De Micaela Bastidas Group
In this Group: Diana Lourdes,, Reyna Margarita,, Luis Valentin, , Natividad Nancy,, Apolinaria, , Olga, , Dorotea, , Natilda,, Lili,, Lucila,
This business is called "Centro D. Copias Albert" and is a copying business that offers black and white copies, color copies, spiral binding, and binding of books or other materials.

This member started her busines with only one copier. In that time there weren't other business like this and she didn't have competition. This is how she was able to save and buy some land. On the other hand, something that helped her a lot was lending her services to different organizations like the police station, library, hospital, and the city. Given that these places are very close to her business, this is how she was able to increase her income.

After twelve years of effort, she has a stable income that lets her help her parents and help pay the family's expenses. This is the only job that she has, but her future plans are to have other copy machines and employ other people.

This group is very close, and she has belonged to it for four years.

ALCOM formed as a group in 2005. The consultant visited one of the members that had belonged to another group previously and encouraged her to form a new group

This is how the member of the previous group told the other women about credits, and they told others. They formed a group and called it, "Mujeres emprendedoras" (Enterprising Women), which was agreed on by everyone. They consider themselves fighters who can accomplish their objectives through hard work and dedication. This group is comprised of nine women and one man.

During the time the group has been together, they have had happy and sad experiences, and when they meet they can share their personal problems and help each other. These situations don't intimidate them, but instead help them become closer and more supportive.
View original language description ↓
Su negocio tiene como nombre “Centro D. Copias Albert” el cual se dedica a la reproducción D. copias en blanco y negro, a colores, anillados, encuadernación (otros trabajos anexos a estos) D. libros o cualquier material bibliográfico

La socia inició su actividad económica con una sola máquina fotocopiadora; en ese tiempo no había negocios D. ese tipo y por enD. no tenia competencia. Es así como ella pudo ahorrar y comprarse un terreno. Por otro lado, algo que la ayudó mucho fue su prestación D. servicios a diferentes entidades tales como: la Comisaría, Biblioteca, Hospital, Municipalidad, dado que, están muy cerca a la ubicación D. su negocio y así es como fue incrementando sus ingresos.

Con doce años D. esfuerzo, tiene una estabilidad económica que le permite ayudar a sus padres y contribuir con los gastos familiares. Es el único trabajo que tiene, pero sus planes para el futuro es tener otras máquinas fotocopiadoras y así dar oportunidad D. trabajo a otras personas.

Es una persona que se identifica con la alcancía, son muy unidas y es por ello que lleva 4 años dentro del grupo.

La ALCOM se formó en el año 2005. El asesor visitó a una D. la socias que conformaba alcancías antiguas y la animó a armar un nuevo grupo.

Es así como esta socia antigua fue comentándoles sobre los créditos a otras señoras y a su vez ellas a otras, fue así que formaron la alcancía y la nombraron “Mujeres emprendedoras” por acuerdo D. todas; ya que se consideran mujeres luchadoras que pueden lograr sus objetivos a base D. esfuerzo y dedicación. Este grupo lo conforman nueve mujeres y un hombre.

Durante el tiempo formado han tenido experiencias alegres y tristes ya que cuando se reúnen pueden compartir sus problemas personales y ayudarse entre ellas. Estas situaciones a ellas no las intimidan, D. lo contrario les ayuda a ser más unidas y solidarias.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 61
    View loans »
    Peru Loans Fundraising
  • $53,994,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres Emprendedoras De Micaela Bastidas Group's $2,925 loan helped a member to purchase another copy machine.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 11, 2009
Listed
Mar 29, 2009
Currency Exchange Loss:
N/A
Ended:
Jul 2, 2009