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Josefa De La Cruz
In Nicaragua's capital city of Managua, Josefa de la Cruz M. works with great effort making and selling tortillas. She has her own establishment in her house, where she works very happily. She came to Ceprodel is to procure a loan for the purchase of raw materials, which she needs to make and sell tortillas in her neighborhood.
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En la ciudad de Managua capital de Nicaragua, la señora Josefa de la Cruz M. con gran ahínco se dedica a su actividad de elaboración y venta de tortillas teniendo su propio establecimiento en su casa de habitación donde atiende muy alegremente.

El motive por el cual ella acude a Ceprodel es para ser beneficiada con un crédito para la compra de la materia prima ya que debe a lo inmediato obtenerlo para así elaborar las tortillas y venderlas en su localidad.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,384,075
    Funds lent in using Kiva
  • 20.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Josefa De La Cruz purchase raw materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 28, 2009
Listed
Mar 28, 2009
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2010