Susana has been a wood craftswoman since she was very young; she learned this activity from her parents. She is a single mother with a four-year-old and a six-year-old, which is what drives her to succeed so she can give them an education and provide for them. She works with her younger brother who is also single, and they have organized themselves to manage the business. They have four workers, and Susana owns the machinery. She has her own house, which she has been building little by little. The products they make are doors, furniture sets, tables and dining tables. In many cases, the orders are strange, but they learn to make them.
She hopes to keep growing with Adim; she is very satisfied that she is able to work for herself and to have obtained credit based on trust.
Doña Susana es artesana en madera desde muy joven, esta actividad la aprendió de sus padres. Es madre soltera de dos niños de 4 y 6 años, esto le ha instado a salir adelante para lograr darles educación y sus manutención; trabaja con su hermano menor que también es soltero y se han organizado para manejar el negocio, tiene 4 trabajadores y las máquinas son de ella, tiene casa propia que poco a poco ha ido construyendo. Los productos que elaboran son puertas, juegos de muebles, mesas y comedores, en muchos casos los encargos son un poco extraños pero se aprenden a elaborarlos.
Espera seguir creciendo con Adim, se siente muy satisfecha de poder trabajar por sí sola y haber obtenido créditos en base a la confianza.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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