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Susana Group
In this Group: Susana Gabriela , María Magdalena , José Félix
This solidarity group is located in the region of Pacayita in the Masaya municipality. The three members all work making and selling furniture. Their workshops are located in their home patios and they sell in the country markets. Generally, they have fixed customers who buy all of their products. They buy their materials together to get them cheaper. They are very united and have good recommendations.

Susana has been a wood craftswoman since she was very young; she learned this activity from her parents. She is a single mother with a four-year-old and a six-year-old, which is what drives her to succeed so she can give them an education and provide for them. She works with her younger brother who is also single, and they have organized themselves to manage the business. They have four workers, and Susana owns the machinery. She has her own house, which she has been building little by little. The products they make are doors, furniture sets, tables and dining tables. In many cases, the orders are strange, but they learn to make them.

She hopes to keep growing with Adim; she is very satisfied that she is able to work for herself and to have obtained credit based on trust.
View original language description ↓
Este grupo solidario tiene su domicilio en la comarca de Pacayita, del municipio de Masaya, los tres se dedican a la misma actividad de elaboración y venta de muebles,sus talleres están ubicados en los patios de sus casas y venden en los mercados del país, generalmente tienen clientes fijos que se llevan toda la producción, ellos compran los materiales juntos para que estos les salgan más baratos. Son muy unidos, solidarios y de buenas recomendaciones.

Doña Susana es artesana en madera desde muy joven, esta actividad la aprendió de sus padres. Es madre soltera de dos niños de 4 y 6 años, esto le ha instado a salir adelante para lograr darles educación y sus manutención; trabaja con su hermano menor que también es soltero y se han organizado para manejar el negocio, tiene 4 trabajadores y las máquinas son de ella, tiene casa propia que poco a poco ha ido construyendo. Los productos que elaboran son puertas, juegos de muebles, mesas y comedores, en muchos casos los encargos son un poco extraños pero se aprenden a elaborarlos.
Espera seguir creciendo con Adim, se siente muy satisfecha de poder trabajar por sí sola y haber obtenido créditos en base a la confianza.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 20.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Susana Group's $350 loan helped a member working capital.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 23, 2009
Mar 27, 2009
Currency Exchange Loss:
Aug 15, 2009