Señora Juana P. lives in her own home in the zone called Las Lomas, on the west side of the city La Paz, with her husband, Señor Pascual Apaza, and their three children. Señora Juana has a neighbourhood store in her home, and her husband works as an employee of a textile factory in the city.
The loan that she is asking for is to finish the construction of her shop, for the construction of a room (the back room of the shop) where she stores her merchandise. This is the second time that they have asked for a loan, and the socioeconomic analysis shows that they are well qualified and are able to accept the loan.
La señora Juana P. vive en casa propia, en la zona de Las Lomas, ladera oeste de la ciudad de La Paz, con su esposo, el señor Pascual Apaza y sus tres hijo.
La señora Juana tiene una tienda de barrio en su domicilio y su esposo trabaja como empleado en una empresa textil de esta ciudad.
El crédito solicitado es para el acabado de la construcción de su tienda, así como la construcción de una habitación (trastienda) para el deposito de su mercadería.
Esta es la segunda vez que solicitan préstamo y el análisis socioeconómico realizado les califican favorablemente y pueden acceder a un crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.