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Bashiran M.aftab Naz Group
In this Group: Bashiran , Nargis
Bashiran baji has been a citizen of a city named Kot Radha Kishan in Pakistan for the past 12 years. Her husband, M. N., runs a grocery shop in the community. Bashiran baji is the mother of two sons. Both of her sons work in a factory for a monthly wage and give half of their income to Bashiran baji. She invests their income in a committee, and plans to marry them off with the committee amount. Bashiran baji is applying for a loan to diversify her husband’s grocery shop into a grocery store.

Bashiran baji’s group includes one other woman who lives in her locality. Nargis baji wants a loan to buy a buffalo for her milk business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 80.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bashiran M.aftab Naz Group's $275 loan helped a member to buy groceries.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 27, 2009
Mar 27, 2009
Currency Exchange Loss:
May 24, 2010