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Sarwari M. Aslam Group
In this Group: Sarwari, Gaman , Jamila , Asia
Sarwari baji, the wife of M. A., has lived in Kot Radha Kishan, Pakistan for the past 10 years. She is the mother of three children, one son and two daughters. All of her children get their education from a local school near their house.

Sarwari baji has a business sewing clothes. She sews clothes to share the financial burden with her husband. Her husband has a dairy business. He gets milk from a buffalo and sells it to the milk shops. Sarwari baji is applying for a loan to buy another buffalo to expand her husband’s milk-selling business.

Sarwari baji is the leader of a group of three women from her locality. Gaman baji, Jamila baji, and Asia baji each want a loan to buy buffalos for their dairy businesses.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Note: 'Baji,' which means 'older sister,' is a term of respect for women in Pakistan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 337
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 80.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarwari M. Aslam Group's $925 loan helped a member to buy another buffalo for a dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 28, 2009
Mar 26, 2009
Currency Exchange Loss:
May 28, 2010