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Phal P., 33-years-old, is a father of 2 children living with his wife and his parents in Kampung cham province, Cambodia. He makes his living by feeding and selling pigs and chickens, and can typically earn around $5 a day, while his wife stays at home to look after her children. One of his children is a student and another is too young to go to school. Phal Part, is struggling to supplement his family, especially his parents by feeding and selling pigs and chickens. Eventually he hopes, the loan will allow him to make additional profits by purchasing more pigs and chickens to feed and sell at the local market.
In the future, he expects to expand his business by purchasing one more piece of land to feed more pigs and chickens. If he has enough money, he would like to decorate his house and to send his children to a local university.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Phal to purchase more pigs and chickens to feed and sell to the local market.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 17, 2007
May 2, 2007
Currency Exchange Loss:
Dec 15, 2008