Mr. Ion D. owns 0.48 hectares of arable land in Pelin village. Mr. D. is requesting a loan to buy seed potatoes to plant on the land he owns. In previous years, Ion cultivated cereals on land he farmed on lease from other villagers. Now he wants to grow potatoes because he believes this activity is more profitable than growing cereals. He has had this business for more than 9 years so he is very experienced in this field. The purpose of the loan is to purchase seed potatoes for sowing. The business is profitable due to a high demand for agricultural products. In the future, Mr. D. plans to increase his arable area.