Rodica N.’s property consists of 0.88 ha of arable land and 0.90 hectares of vineyard. On the arable land, Rodica grows potatoes, tomatoes, and cucumbers for sale. At present, Rodica has purchased 700 kg of seed potatoes to plant during the arable period. She needs to buy tomato and cucumber seeds, film for her greenhouse, and more fertilizer. She obtained her first loan from Microinvest in 2007 of 60,000 MDL for a period of 12 months for the purchase of seed potatoes and fertilizer. The purpose of this loan is to purchase tomato and cucumber seeds, fertilizers, and pesticides.