Abdul is the father to 18 children, all from the same wife! He and his wife support these children with a fish-mongering business, a poultry business (mainly run by his wife) and a small farm. Abdul has been in the fish-mongering and farming businesses since he was a teenager.
Although he knows how to grow other products, these days Abdul primarily grows coffee, beans, maize and matoke (green fruits that look like bananas). He usually works the land alone, but occasionally he employs people to help him during planting or harvesting. Since his oldest child is now 40, his children are his day-to-day source of help in running his businesses.
Abdul is requesting a loan of 500,000 USH to make a large purchase of fish for resale. Someday, Abdul would like to open a retail shop where he could sell his fish, products from his farm, and other retail items.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.